USDA Vs. FHA your options comparison in Walled-Lake, Oakland County, MI

In 2025, USDA loan limit in Walled-Lake, county of Oakland, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Walled-Lake, county of Oakland, MI

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Walled-Lake, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Federal Savings Bank
  • 301 E 9th Street, Rochester, IN, 46975
  • First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers.
  • Prolink Home Lending LLC
  • 4449 Easton Way, Suite 2045, Columbus, OH, 43219
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • M/I Homes, Inc.
  • 4131 Worth Ave, Suite 500, Columbus, OH, 43219
  • M/I Homes, Inc. is one of the nation's leading builders of single-family homes, having sold over 113,100 homes. The Company's homes are marketed and sold primarily under the trade names M/I Homes and Showcase Collection (exclusively by M/I Homes), and also currently are sold under the name Hans Hagen Homes in the Minneapolis/St. Paul,
  • Household Mortgage Solutions USA, Inc.
  • 2016 Minnesota Ave, Columbus, OH, 43211
  • Household Mortgage Solutions USA, Inc. is a private intermediary offering traditional commercial financing as well as fast & creative bridge & hard money loans. We service all major MSAs in the continental U.S. Since 2006, we have assisted clients with over $200, 000, 000 in commercial loans!
  • Greenville Savings Bank
  • 233 Main Street, Greenville, PA, 16125
  • Greenville Savings Bank has remained firmly rooted in the community since 1911. For over 100 years, we experienced prosperity and growth due to the trust and support of the residents we serve. We take pride in recognizing that we continue to be directed and managed by community people you know.
  • Bessemer System FCU
  • 106 Woodfield Drive, Greenville, PA, 16125
  • Bessemer System FCU was formed in 1943 by employees of the Bessemer & Lake Erie Railroad, with headquarters in Greenville PA. In 1982, the members of the Pittsburgh office credit union merged into our credit union. We opened our membership to outside groups in 1988. On August 1, 2000, the former Greenville Area FCU merged into our credit union.
  • Covita Lending LLC
  • 1299 Virginia Ave, Columbus, OH, 43212
  • Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
  • ATOM Property Group, LLC.
  • 1391 W. Fifth Ave, Suite 210, Columbus, OH, 43212
  • ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.