USDA VS FHA in Walled-Lake, Oakland County, MI

For 2025, in Walled-Lake, within Oakland county, MI, the USDA loan limit is $285,000, contrasting with the FHA limit of $356,362 for single-family homes.

With Lendersa®'s USDA loan calculator, evaluate current USDA versus FHA rates. This tool aids in determining the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping identify the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Walled-Lake, Oakland, MI

Loan Type Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in Walled-Lake, MI

Lendersa® is dedicated to swiftly securing the best USDA or FHA loan for you with minimal hassle. Choose one of three paths to align with lenders and USDA loan offerings.

USDA loan request and matching results with Lendersa

Understanding USDA Loans in MI

USDA home loans are backed by the government through the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, and are limited to rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2470 Boston Post Road, Unit B3, Guilford, CT, 06437
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • USA Mortgage Network, Inc.
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  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.
  • KS Bank, Inc.
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  • KS Bank has served the Triangle East region of North Carolina. KS Bank, a state-chartered savings bank, is a community-oriented financial institution offering a broad array of competitive and pro-growth financial services to businesses, professionals, individuals, and families. KS Bank offers retail and commercial lending and deposit services, mort
  • Citizens Mortgage Company
  • 496 Old Route 66, Saint Robert, MO, 65584
  • Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise
  • The First National Bank of Cokato
  • 365 Broadway Ave S, Cokato, MN, 55321
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  • Community Bank of Pickens County
  • 15 Sammy Mcghee Blvd, Jasper, GA, 30143
  • Community Bank of Pickens County opened for business in 2000. The bank originally opened in a modular unit while a 10,000 square foot facility was being constructed at the corner of Highway 53 and Sammy McGhee Boulevard. Community Bank of Pickens County is the only locally owned bank in Jasper Georgia area.
  • HomeTrust Mortgage, Inc.
  • 11576 Big Canoe, Jasper, GA, 30143
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  • The Mortgage Source LLC
  • 21 Court St, Suite 102, Jasper, GA, 30143
  • We built our mortgage business from the ground-up, consistently surpassing customer and agents expectations with clear and reliable communication and our "No Bureaucracy" approach to the mortgage process. Our team is local, friendly, and nimble, and we have more than a decade of experience crafting custom, structured loans.