In 2026, the USDA loan limit for Wixom, located in the county of Oakland, MI, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilizing Lendersa®'s USDA loan calculator allows you to evaluate today's best rates between USDA and FHA loans. This helps determine the income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding in selecting the most suitable program in
Review loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to facilitate the fastest and easiest acquisition of USDA or FHA loans. You can begin with one of three pathways to connect with lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is government-guaranteed by the Department of Agriculture and is exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment whatsoever, offering significant benefits to qualified borrowers in rural settings.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
