In 2026, the USDA loan limit for Wixom, located in the county of Oakland, MI, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilizing Lendersa®'s USDA loan calculator allows you to evaluate today's best rates between USDA and FHA loans. This helps determine the income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding in selecting the most suitable program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Wixom, Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Wixom, MI
The aim of Lendersa® is to facilitate the fastest and easiest acquisition of USDA or FHA loans. You can begin with one of three pathways to connect with lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is government-guaranteed by the Department of Agriculture and is exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment whatsoever, offering significant benefits to qualified borrowers in rural settings.
We are mortgage professionals who started our careers in the industry at a Fortune 500 Company. We have been helping our clients achieve home ownership and manage their financing for over two decades in the great state of Michigan. We have brought over the focus of compliance, integrity, and privacy of a world class organization.
Huron Valley State Bank officially opened for business in August 2005 as Huron Valley’s first community bank. We are proud to be owned by local investors, governed by local directors and managed by people who live in and support this community. Our mission is to be the financial services provider of choice within our community.
560 North Milford Road, Suite 202, Milford, MI, 48381
Lends in Michigan
Our mission is to serve with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Most importantly, we promise to help you.
Walled Lake Schools Federal Credit Union's organizational certificate was signed on February 7 thanks to 64 dedicated school employees. We had a modest begining that included a treasurer’s desk located in the superintendant’s office, various treasurers’ homes, and three locations on S. Commerce. Throughout the years our membership
133 West Main St, Suite 155A, Northville, MI, 48167
Lends in Michigan
Mortgage help from LPM is built for you. Personalized interest rates, monthly payments and term options that are built for you. Our team understands that everyone's needs are unique, we take this into account when helping you choose the right loan. If you want personalized loan financing services from industry experts contact us today.
Fidelity Funding Co., Inc. is a residential mortgage company based in Farmington Hills, Michigan. At Fidelity Funding Co., Inc. we strive to provide a stress-free and simple process to an otherwise complex and confusion mortgage process We will work with you and educate you on the vast amount of programs and help you decide which best suits.
39500 Orchard Hill Place, Suite 300, Novi, MI, 48375
Lends in Michigan
Silverline Lending is an equal housing lender and we specialize in brokering residential mortgages throughout the great state of Michigan (MI). We provide all the services offered by big banks without the red tape and high pricing. We see the best in you and deliver the best for you.
39555 Orchard Hill Place, Suite 600, Novi, MI, 48375
Lends in Michigan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We've been helping customers afford the home of their dreams for many years and we love what we do.
9810 Grand River Ave, Suite C-200, Novi, MI, 48375
Lends in Michigan
We are a privately owned, Michigan Corporation, licensed as a First Mortgage Broker and Lender in the State of Michigan. We are also registered as a Second Mortgage Broker and Lender. Our in-house mortgage team expedites the process and our technology keeps you informed and connected all the way through closing and beyond.
