In 2025, the USDA loan limit for Wixom, located in the county of Oakland, MI, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilizing Lendersa®'s USDA loan calculator allows you to evaluate today's best rates between USDA and FHA loans. This helps determine the income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding in selecting the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to facilitate the fastest and easiest acquisition of USDA or FHA loans. You can begin with one of three pathways to connect with lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is government-guaranteed by the Department of Agriculture and is exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment whatsoever, offering significant benefits to qualified borrowers in rural settings.
Enter your location to find out if it qualifies for USDA rural housing loan?
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