In 2026, the USDA loan limit set for Milford, within Oakland county, MI is $336,500; meanwhile, the FHA limit is $472,030 for a single-family residence.
Employ the Lendersa® USDA loan calculator to assess the best USDA versus FHA rates today and determine the qualifying criteria such as income, credit, reserves, and necessary documents. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options alongside one another to help identify the best program in
See loan offers from 100 lenders
| Loan Type | Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to promptly connect you with the best USDA or FHA loan, without hassle. Choose one of three pathways to match with lenders and USDA loan programs.
The USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. These loans are specifically for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require a down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
