USDA Vs. FHA Pro and Con comparison in Becker, Sherburne County, MN

In 2025, the USDA loan limit for Becker, located in Sherburne, MN, stands at $358,800, whereas the FHA limit for a single-family home is $515,200.

Employ the Lendersa® USDA loan calculator to contrast today's optimal USDA versus FHA rates. Discover what income, credit, reserves, and documents are necessary to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA choices side by side, assisting you in determining which program in Alabama is best for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Becker, Sherburne, MN

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Becker, MN

The aim of Lendersa® is to help you quickly secure the best USDA or FHA loan with ease. Opt for one of the three starting points to find matching lenders and USDA loan offerings.

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Understanding USDA Loans in MN

The USDA home loan, backed by the government through the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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