USDA and FHA Pro and Con in Crystal, Hennepin County, MN
In 2026, the USDA loan limit for Crystal, part of Hennepin county, MN, is $0. Meanwhile, the FHA limit for a single-family home is $515,200.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide which program in best matches your financial needs.
2026 Loan Limits and Down Payment Requirements in Crystal, County of Hennepin, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Crystal, MN
Lendersa® is committed to efficiently securing the best USDA or FHA loan for you. Begin by selecting one of three pathways that connect you with fitting lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-guaranteed mortgage by the Department of Agriculture, available solely in rural neighborhoods. Unlike FHA loans demanding at least a 3.5% down payment, USDA mortgages require no down payment at all.
North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.
Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way.
You may know that the VA loan program is one of the greatest benefits of military service
Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.
2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
Lends in Minnesota
At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process.
We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.
3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429
Lends in Minnesota
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429
Lends in Minnesota
Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.
333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
Lends in Minnesota
Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.
424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
Lends in Minnesota
At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.
6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430
Lends in Minnesota
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
