USDA and FHA Pro and Con in Golden-Valley, Hennepin County, MN
In 2026, the USDA loan ceiling in Golden-Valley, located in the county of Hennepin, MN is set at $0, whereas the FHA cap is $402,500 for single-family residences.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA best rates. It also assists in determining the income, credit, reserves, and necessary documents for qualifying. Our sophisticated mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, guiding you to the most suitable option in for your unique financial situation.
Loan limits and down payment requirements for 2026 in Golden-Valley, county of Hennepin, MN
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA lending options available in Golden-Valley, MN
Lendersa® aims to secure you the most favorable USDA or FHA loan quickly and conveniently. Choose from three initial pathways that connect you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a rural development loan or USDA mortgage, and is available only in rural territories. Contrary to FHA loans, which require at least a 3.5% down payment, the USDA mortgage loan demands no down payment at all.
North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.
Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way.
You may know that the VA loan program is one of the greatest benefits of military service
Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.
2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
Lends in Minnesota
At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process.
We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.
3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429
Lends in Minnesota
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429
Lends in Minnesota
Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.
333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
Lends in Minnesota
Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.
424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
Lends in Minnesota
At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.
6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430
Lends in Minnesota
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
