In 2026, the USDA loan ceiling in Golden-Valley, located in the county of Hennepin, MN is set at $0, whereas the FHA cap is $402,500 for single-family residences.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA best rates. It also assists in determining the income, credit, reserves, and necessary documents for qualifying. Our sophisticated mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, guiding you to the most suitable option in
Evaluate loan propositions from 100 different lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $0 | 0% |
| FHA | $402,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure you the most favorable USDA or FHA loan quickly and conveniently. Choose from three initial pathways that connect you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a rural development loan or USDA mortgage, and is available only in rural territories. Contrary to FHA loans, which require at least a 3.5% down payment, the USDA mortgage loan demands no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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