USDA Vs. FHA Pro and Con comparison in Brooklyn-Center, Hennepin County, MN

In 2025, the USDA loan limit for Brooklyn-Center, within Hennepin county, MN, is $0, while for FHA, the limit is $402,500 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and determine the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Brooklyn-Center, County of Hennepin, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Brooklyn-Center, MN

The primary purpose of Lendersa® is to connect you swiftly with the best USDA and FHA loans available. Start with any of three pathways to access matching lenders and USDA loan programs efficiently.

Lendersa USDA loan application and match outcomes

Understanding What a USDA Loan Is in MN

A USDA home loan is government-backed through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is uniquely available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Legacy Bank.
  • 502 8th St. SW, Altoona, IA, 50009
  • At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.
  • Dakota Heritage Bank of North Dakota
  • 109 Main Street, Hunter, ND, 58048
  • Dakota Heritage Bank aspires to have a strong image created by helping our customers accumulate and retain wealth. We will sell those products and services that will enhance our customers’ ability to reach their financial goals.Our core purpose is to make a positive impact in our communities and in the lives we touch.
  • UW Credit Union
  • 3500 University Ave, Madison, WI, 53705
  • UW Credit Union prides itself on being a financial institution that makes a positive difference with our members and within our communities. Because humanity resides at the heart of everything we do, we've dedicated ourselves to putting our members’ best interest first. Our members know they can count on us to do the right thing—each and every day.
  • First Business Trust & Investments
  • 401 Charmany Drive, Madison, WI, 53719
  • We’re passionate about helping businesses and people. Since the day our doors opened in 1990, we’ve believed that success relies on putting people first – our clients, our employees, our families, and our communities. The result is extremely engaged employees who feel supported and provide unmatched client satisfaction.
  • Oak Bank
  • 5951 McKee Road, Suite 100, Madison, WI, 53719
  • Oak Bank has become a good friend to Fitchburg and the surrounding communities. The annual Pumpkin Give-Away has already become a Dane County institution, having donated thousands of dollars to local charities. Oak Bank has become immersed in the Fitchburg community by involving itself with numerous events, projects.
  • Easy Mortgage, Inc.
  • 575 D'onofrio Dr, Suite 301, Madison, WI, 53719
  • Easy Mortgage is a locally owned and operated mortgage lending company that has been serving the Madison area since 2005. We are in the business of helping people purchase a home with the best program and rates for their unique situation, whether you are refinancing or buying your first, second, or third home.
  • US LENDING SOLUTIONS
  • 255 N Sherman Ave, Suite 3, Madison, WI, 53704
  • Your personal mortgage goals are important to me and I'm happy to help you reach them. As a Senior Mortgage Specialist and Home Owner Mortgage Advisor with US Lending Solutions in Madison, WI, I work diligently to understand each and every client's needs. Through my 27 years experience in the financial world you can expect the results you deserve.
  • HALO Capital
  • 3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310
  • Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.