USDA VS FHA in Brooklyn-Center, Hennepin County, MN

In 2026, the USDA loan limit for Brooklyn-Center, within Hennepin county, MN, is $0, while for FHA, the limit is $402,500 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and determine the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Brooklyn-Center, County of Hennepin, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Brooklyn-Center, MN

The primary purpose of Lendersa® is to connect you swiftly with the best USDA and FHA loans available. Start with any of three pathways to access matching lenders and USDA loan programs efficiently.

Lendersa USDA loan application and match outcomes

Understanding What a USDA Loan Is in MN

A USDA home loan is government-backed through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is uniquely available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brooklyn-Center Lenders

  • All American Mortgage Lending Inc
  • 3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Hmong TC Mortgage Inc
  • 6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429
  • Lends in Minnesota
  • Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.

  • The WestLawn Mortgage Company LLC
  • 6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • North Memorial Federal Credit Union
  • 3300 Oakdale Avenue North, Robbinsdale, MN, 55422
  • Lends in Minnesota
  • North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.

  • Berins Enterprises Inc
  • 1071 County Highway 10, Suite 220, Minneapolis, MN, 55432
  • Lends in Minnesota
  • We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.

  • ExactLenders LLC
  • 56200 Trenton Ln, Plymouth, MN, 55442
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Homes For Heroes
  • 9201 West Broadway Ave, Suite 615, Minneapolis, MN, 55445
  • Lends in Minnesota
  • Homes for Heroes, Inc., has helped over 51, 000 heroes save over $91 million on their real estate transactions, sold over $12 billion in real estate to heroes, actively partnered with more than 4, 200 like-minded real estate and mortgage professionals who’ve joined in the mission, and donated over $1 million to heroes.

  • Financial One Credit Union
  • 843 40th Avenue NE, Columbia Heights, MN, 55421
  • Lends in Minnesota
  • Financial One Credit Union is a not-for-profit financial cooperative.We've been guiding our members to financial health since 1933. We listen to each member's life goals & provide financial solutions bringing value to their lives.Financial One Credit Union provides financial services to people who live, work, attend school, worship, or do business.

  • Minnesota VA Mortgage Team
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Lends in Minnesota
  • Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way.

    You may know that the VA loan program is one of the greatest benefits of military service