USDA Vs. FHA Pro and Con comparison in Brooklyn-Center, Hennepin County, MN

In 2025, the USDA loan limit for Brooklyn-Center, within Hennepin county, MN, is $0, while for FHA, the limit is $402,500 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and determine the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Brooklyn-Center, County of Hennepin, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Brooklyn-Center, MN

The primary purpose of Lendersa® is to connect you swiftly with the best USDA and FHA loans available. Start with any of three pathways to access matching lenders and USDA loan programs efficiently.

Lendersa USDA loan application and match outcomes

Understanding What a USDA Loan Is in MN

A USDA home loan is government-backed through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is uniquely available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Crouse Federal Credit Union
  • 730 S Crouse Avenue, Syracuse, NY, 13210
  • Crouse Federal Credit Union was organized in 1978 by a group of ambitious Crouse Irving Memorial Hospital employees who wanted to create a safe place for fellow employees to borrow and save at fair rates and with confidentiality. Unlike any other financial institution, a credit union is owned and controlled by the people it serves.
  • University Neighborhood Preservation Association
  • 562 Buckingham Avenue, Syracuse, NY, 13210
  • The University Neighborhood Preservation Association, Inc. is a non-profit 501(c)(3) tax exempt organization incorporated in 1990. UNPA primarily administers a homebuyers assistance program that helps families and individuals purchase homes in the UNPA Target Area. Promote owner-occupancy of homes in the area east of Syracuse University campus
  • Cooperative Federal Mortgages
  • 723 Westcott St, Syracuse, NY, 13210
  • Cooperative Federal is a unique combination of a traditional credit union and a non-profit community development organization. Becoming a member of Cooperative Federal is making a choice to build our local community and to advance social justice. and Cooperative Federal is deeply involved in efforts to revitalize our community.
  • Recap Home Loans
  • 6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
  • Recap Home Loans was founded February 2021 in Dallas, TX. The company was founded with the goal of creating a new mortgage product that utilizes a borrowers cryptocurrency investments as additional collateral for a 100% financing loan product to purchase real estate. Recap Home Loans is a full-service, first mortgage lending platform.
  • Imagine Lending
  • 5940 La Vista, Dallas, TX, 75206
  • At Imagine Lending we provide our customers with the best rates and the best service. We offer mortgage refinance loans, home purchase loans, and home equity loans. We also specialize in loans for people with bad credit and can offer free credit repair. And we are a discount lender, which means we close a high volume of loans.
  • Tatom Lending LLC
  • 3235 Homer Street, Dallas, TX, 75206
  • Tatom Lending is a Mortgage Brokerage firm with an emphasis on educating, empowering, and protecting homeowners, home loan borrowers, and home buyers. We offer honest solutions to the lending process with the utmost respect for integrity and our client's financial goals. We work for you; and our existence depends on your success.
  • BobMortgage LLC
  • 8350 North Central Expressway, Suite 1900, Dallas, TX, 75206
  • BobMortgage clients are entitled to a better experience than the industry provides and I'm committed to delivering it. I have been blessed to have provided financing to over 25, 000 families for over 5 billion in loan volume. Providing financing to all those families, give my new clients the benefit of working with one of the nation's.
  • Hurst Lending & Insurance
  • 6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
  • Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!