USDA Loan Vs. FHA loan for Champlin, MN [Hennepin County ]

In 2025, USDA loan limit in Champlin, county of Hennepin, MN is $0 while FHA limit is $515,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Champlin, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(650) 755-7293 1584 miles Lender's profile and map Reviews Saxe Mortgage Company 950 John Daly Blvd, Suite 200, Daly City, CA, 94015 "Saxe Mortgage Company finances real estate transactions with private investor capital. Due to the problems in the U.S. credit markets, the demand for private money lending has increased exponentially. Consequently, the quality for transactions has increased tremendously, diminishing investor risk.
650-763-8706 1584 miles Lender's profile and map Reviews Saxe Mortgage Company 950 John Daly Blvd. Suite 200, Daly City, CA, 94015 Saxe Mortgage Company is San Francisco Bay Area’s premier private money mortgage company.Saxe has been assisting mortgage borrowers with all their short-term real estate financing needs. Whether have been turned down by a conventional bank, need money fast without jumping through laborious paper hoops or just want a simple professional experience.
(650) 591-4400 1584 miles Lender's profile and map Reviews Reverse Mortgages Only 40 Birch Street, Suite C, Redwood City, CA, 94062 REVERSE MORTGAGES ONLY was formed in 2004 to focus exclusively on Reverse Mortgage products. We realized that the needs of the growing population of retired people were not being met by traditional mortgage products. We are dedicated to help you live the life you choose. Judy Schwartz is the principal at Reverse Mortgages Only.
(805) 543-5626 1585 miles Lender's profile and map Reviews CENTRAL COAST LENDING, INC. 601 Morro Bay Boulevard, Morro Bay, CA, 93442 Central Coast Lending is a San Luis Obispo county based mortgage brokerage with offices in San Luis Obispo, Morro Bay, Paso Robles and Arroyo Grande. Our mortgage and home loan program offerings include: conventional, jumbo, FHA, USDA, HomePath, energy efficient, mortgage refinance and more.
(805) 733-7600 1586 miles Lender's profile and map Reviews CoastHills Credit Union PO Box 8000, Santa Maria, CA, 93456 CoastHills currently serves more than 70, 000 members in Northern Santa Barbara County and San Luis Obispo County with 11 branches and a full-service local call center. With assets of more than $1.3 billion, CoastHills is the second largest independently owned financial institution on the Central Coast.
(805) 692-5821 1586 miles Lender's profile and map Reviews Community West Bank 445 Pine Avenue, Goleta, CA, 93117 At Community West Bank, we believe that local deposits should work locally. We have full-service branches in Goleta, Oxnard, Paso Robles, San Luis Obispo, Santa Barbara, Santa Maria and Ventura, making loans to businesses, individuals and non-profit organizations. As a locally owned and managed business bank on California’s Central Coast.
805-459-5209 1587 miles Lender's profile and map Reviews Envoy Mortgage 746 Main Street, Suite A, Cambria, CA, 93428 "Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S. "
(707) 964-0708 1588 miles Lender's profile and map Reviews First Equity 528 S. Main St, Fort Bragg, CA, 95437 First Equity is a mortgage broker with operations in one state. First Equity offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and 1% down mortgages We will treat you with the respect due an esteemed customer and give you the personal service you deserve.
(650) 479-5600 1588 miles Lender's profile and map Reviews Dan Joy Realty 412 Laurel Avenue, Half Moon Bay, CA, 94019 Dan Joy Realty founder of the Dan Joy My goal is to provide you fair pricing on ANY Loan and make VA real estate transactions as seamless as possible. If there is a Veteran who can’t qualify for a loan yet, I will guide you and point to people who can help rebuild your credit and I am a specialist in the Bay Area, helping Veterans with the VA Loan.
(650) 726-2179 1588 miles Lender's profile and map Reviews Real Estate Funding Service, Inc. 700 Mill Street, Suite 13, Half Moon Bay, CA, 94019 Real Estate Funding Service, Inc. an independent Mortgage Brokerage firm licensed in the State of California, offering 30 year fixed rate loans with "interest only" options for purchases, refinance, construction and remodel of residential & commercial real estate properties. We also offer Seconds and Home Equity Lines of Credit.
(831) 393-3480 1588 miles Lender's profile and map Reviews Central Coast Federal Credit Union 4242 Gigling Road, Seaside, CA, 93955 Central Coast Federal Credit Union is a community-chartered credit union open to all those who either reside, worship, attend school or work in Monterey County, California. Also eligible to join are parents of any students attending a university or college in Monterey County, regardless of where the parent resides.