USDA and FHA Pro and Con in Glencoe, McLeod County, MN

In 2025, the USDA loan limit for Glencoe, located in McLeod county, MN, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

With the help of Lendersa® USDA loan calculator, you can compare the current best rates for USDA versus FHA loans and determine the income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in Alabama fits your financial needs best.

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Loan limits and downpayment requirements for 2025 in Glencoe, McLeod, MN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Glencoe, MN

Lendersa® is dedicated to providing you with the fastest and most hassle-free USDA or FHA loan service possible. Begin with one of three different starting options, leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

The USDA home loan is a government-backed mortgage guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage. Available solely in rural neighborhoods, unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • CTECU is a group of Chevron employees and annuitants who have combined their resources so that they can earn more from savings and pay less when borrowing. CTECU serves Chevron employees in Texas and Chevron annuitants. CTECU is an independent, nonprofit organization chartered and supervised by the Texas Credit Union Dept.
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  • First Continental Mortgage, Ltd. is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers
  • Network Funding, LP
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  • Capital Concepts
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  • Members Choice Credit Union Houston
  • 18211 Katy Freeway, Houston, TX, 77094
  • Members Choice Credit Union is a full-service financial institution based in Houston, Texas. We have been in business for over 80 years. Our rich history is directly related to our financial stability and our dedication to serving the needs of our members, first and foremost. Since our founding in 1941