USDA Vs. FHA Pro and Con comparison in Watertown, Carver County, MN
In the year 2025, the USDA loan cap for Watertown in Carver, MN is defined as $358,800, while the FHA limit for a single-family home amounts to $515,200.
With the Lendersa® USDA loan calculator, you can compare the best USDA and FHA rates available today, determining the necessary income, credit, and reserves required to qualify. Our sophisticated mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in finding the ideal option in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Watertown, Carver, MN
Loan Type
Loan Limit
Down Payment
USDA
$358,800
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Watertown, MN
Lendersa® aims to quickly secure you the best USDA or FHA loan with minimal hassle. Choose one of three starting points that lead to matching lenders and available USDA loan programs.
A USDA home loan, endorsed by the government's Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans demanding at least a 3.5% down payment, USDA loans require no down payment at all.
111 Clebourne Street, Suite 200-F, Fort Mill, SC, 29715
C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people & the community,we can make a difference.We are a trusted local lender with industry knowledge & experience focused on your success.It’s our mission to provide the tools,resources & expertise you need to build a successful career
Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers
Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.
Since 1946 Hercules First Federal Credit Union has endeavored to improve the lives of our members and neighbors in our community by offering high quality financial services. Our Credit Union was started and directed by hard working individuals who worked at the Hercules Bacchus Works in western Salt Lake County.
The Neffs National Bank is an independent community bank that takes pride in being community-oriented and providing quality customer service From its modest beginning, the growth of the bank has been influenced by the prosperity of the local communities. Individuals and businesses continue to contribute to promoting community-oriented.
iMove Mortgage We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process.
725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience
MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.
