In 2026, the USDA loan limit for a single-family home in Waconia, county of Carver, MN, is $358,800, whereas the FHA loan maximum is $515,200.
Utilize the Lendersa® USDA loan calculator to examine today’s top rates for USDA and FHA loans, assessing income, credit score, reserves, and required documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to aid you in selecting the best program for your financial conditions in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $358,800 | 0% |
| FHA | $515,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our mission is to efficiently secure the optimal USDA or FHA loan tailored for you, free from hassle. Start your process by selecting one of three entry points, each designed to connect you with lenders and USDA programs.
A USDA home loan is supported by the government's Department of Agriculture and is also known as a USDA rural development loan. Available solely in rural areas, this type of loan offers a valuable alternative to FHA loans, which require a minimum down payment of 3.5%. USDA loans eliminate this requirement, making them an appealing option for qualified individuals.
Enter your location to find out if it qualifies for USDA rural housing loan?
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