USDA Vs. FHA Pro and Con comparison in Litchfield, Meeker County, MN

In 2025, USDA loan limit in Litchfield, county of Meeker, MN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Litchfield, county of Meeker, MN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Litchfield, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Robison Home Loans mission is to provide clarity, direction and peace to peoples dreams. Our main area of focus is on financing residential property. Our clients rave about the education, communication and pricing they receive when doing a home mortgage with us. As a local owned mortgage company we fund loans in our own name
  • homePERQs, Inc.
  • 2750 Las Palmas Avenue, Escondido, CA, 92025
  • Our homePERQs lending team specializes in mortgage education and mortgage planning services. We provide credit coaching, in-depth analysis, transparent cost estimates and we educate our borrowers on the ins and outs of the home loan process. We are an independent mortgage broker serving the direct needs of our clients.
  • Pfeiffer Financial Services
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  • Pfeiffer Financial builds relationships for life. I run my company with a strong and genuine belief in the "customer for life" principal. All of my business is generated through referrals from previous customers and local real estate professionals. Pfeiffer Financial has been helping people finance their homes since 1996.
  • Focus Capital Funding Corporation
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  • With over 50 years of combined experience, Focus Capital has found its specialized niche – delivering creative solutions for our clients and providing a variety of elite services in the areas of retail, wholesale, and private lending. Our industry-leading tools equip buyers with knowledge.
  • Blue Horizon Realty and Lending, Inc.
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  • We are an established business with Realtors and Loan Officers with many years of experience. We are a one stop shop! As Realtors serving all of SD and SW Riverside, our goal is to help you meet your needs financially, help you relocate, make the process less stressful and most importantly get you top dollar for your property.
  • American Plus Bank
  • 630 W. Duarte Road, Arcadia, CA, 91007
  • Founded in 2007, American Plus Bank, N.A. is an independent, customer oriented community bank headquartered in Arcadia, California, providing financial solutions to the individual and business communities in San Gabriel Valley and surrounding areas in Los Angeles County. Our customer service team consists of experienced.
  • Maple Financial
  • 650 W Duarte Rd, Suite 405, Arcadia, CA, 91007
  • Maple Financial has a wide range of Mortgage Products for your home purchase or refinance, and we specialize in customizing the perfect loan for your specific needs Our mission is to work alongside our clients to help them reach their goals. That includes understanding exactly what they want and customizing a loan product and long term.
  • IBIS Financial Corporation
  • 77 West Las Tunas Drive, Suite 204, Arcadia, CA, 91007
  • IBIS Financial Corporation has served all residential and commercial clients in California, finding the best business loans, home loans, hard loans, and construction loans available. Our experienced staff is professionally motivated to help you find the right loan to buy their ideal house or business investment assets as soon as possible.