USDA VS FHA in Annandale, Wright County, MN

In 2026, the USDA loan limit for Annandale, within the county of Wright, MN, is $358,800. In contrast, the FHA limit for a single-family home stands at $515,200.

Use the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA loans, and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Annandale, Wright, MN

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Annandale, MN

The goal of Lendersa® is to quickly secure the best possible USDA or FHA loans without hassle. Choose from one of three pathways, which connect you to matching lenders and USDA loan programs tailored to your requirements.

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Understanding USDA Loans in MN

A USDA home loan, secured by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, making them accessible for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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