USDA and FHA Pro and Con in Willmar, Kandiyohi County, MN

In 2025, USDA loan limit in Willmar, county of Kandiyohi, MN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Willmar, county of Kandiyohi, MN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Willmar, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • McAdams Financial offers a wide variety of home loan products. Featured programs include fixed rate and adjustable rate mortgages, interest-only loans, jumbo loans and FHA mortgages. We also offer a No Lender Fees option which can reduce your closing costs. We look forward to working with our partners, clients.
  • Direct Mortgage Funding
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  • Direct Mortgage Funding know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. For example, through our website.
  • NORTHEAST COMMUNITY FEDERAL
  • 683 Clay Street, San Francisco, CA, 94111
  • NECFCU Community FCU is a Community Development Chartered Credit Union that exists to meet the unmet savings and credit needs of its membership. As a financial cooperative dedicated to serving the underserved, NECFCU is also an agent for community revitalization and development within its field of membership and for the larger community.
  • Piedmont Capital
  • 4 Embarcadero Center, Suite 1400, San Francisco, CA, 94111
  • Piedmont Capital specializes in arranging financing solutions for commercial and multi-family investment property. Our team approaches each situation uniquely to provide you with personalized recommendations—offering you the opportunity to select the financing solution that best matches your goals.
  • Upgrade, Inc.
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  • At Upgrade, our goal is to offer an online and mobile banking experience that delivers exceptional value, including affordable loans and cards, and helps our customers make good financial decisions so they can build the future they want. Upgrade’s founding team pioneered fintech 15 years ago.
  • Guarantee Mortgage
  • 505 Montgomery St, Suite 1275, San Francisco, CA, 94111
  • Guarantee Mortgage We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation. Year after year, since 2007, Guarantee has been nominated
  • Grobecker Holland International, Inc.
  • 555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
  • Grobecker Holland International founder of the Teresa Grobecker has a very unique blend of skills that will ensure your financial well-being through your real estate transaction and career. She works diligently for the aspirations of her clients, agents and broker-managers. Her keen ability to foresee and expertly navigate challenges.
  • Pacific Prime Financial
  • 101 California Street, Suite 2710, San Francisco, CA, 94111
  • At Pacific Prime Financial, We are home loan experts dedicated to making sure your home purchase or Refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates.
  • US Capital Global
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  • EquityReach Mortgage Solutions
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