In 2026, the USDA loan limit for Willmar, located in the county of Kandiyohi, MN, stands at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
With the Lendersa® USDA loan calculator, you can compare top USDA and FHA rates today and assess the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you decide on the program in best suited to your financial situation.
2026 Loan Limits and Downpayment Requirements in Willmar, County of Kandiyohi, MN
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Willmar, MN
Lendersa® is committed to helping you obtain the best USDA or FHA loan swiftly and with ease. Choose from three initial options to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is sometimes called a USDA rural development loan or USDA mortgage. These loans are available only in rural areas, and unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans require no down payment at all.
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