USDA and FHA Pro and Con in North-St.-Paul, Ramsey County, MN
In 2025, the USDA loan limit for a single-family residence in North-St.-Paul, within the county of Ramsey, MN, is set at $0, while the FHA loan cap is $402,500.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast the prime USDA versus FHA rates of today. This will help you ascertain the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side, assisting you in determining the optimal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in North-St.-Paul, Ramsey, MN
Loan Type
Maximum Loan
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-St.-Paul, MN
The mission of Lendersa® is to efficiently secure the best USDA or FHA loan for you without any hassle. Begin by selecting one of the three starting points designed to match you with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the government Department of Agriculture, also goes by the names of USDA rural development loan or USDA mortgage. These loans are exclusively available in rural settings. In contrast to FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment.
2723 West 3500 South, Suite 140, West Valley City, UT, 84119
Solution Loans provides a true solution back to financial freedom. We at Solution Loans are committed to provide a product that not only provides for your immediate needs but places you in a better position personally, financially, and socially. Solution Loans products are structured to ensure your success as well as giving you a way
SecurityNational Mortgage Company was established in 1993. Dedicated to servicing residential mortgage loans, SNMC currently operates hundreds of professional branch offices across the United States with nearly one thousand loan professionals nationwide. SecurityNational Mortgage Company headquarters is located in Salt Lake City, Utah.
5300 South 360 West Suite 310, Salt Lake City, UT, 84123
Security National Commercial Capital is a subsidiary of Security National Financial Corporations (NASDAQ-SNFCA) and operates the commercial lending arm of the company. Since we don’t securitize funds we use all our own sources of financing without taking to another investor for final approval. This makes borrowing much simpler and streamlined.
Icon Realty Capital is owned and operated by a team of seasoned real estate professionals who have a combined 52 years of hands-on real estate experience. We collectively participated in $3 Billions + in transactions, acting as capital providers, equity and syndicator. Our ability to Close Quickly, in as little as THREE days is a function.
The Pittsfield Cooperative Bank marks over 130 years in business. The Bank has grown quietly and steadily over the years with the unwavering commitment to its customers, employees, and communities. Our story is of family homes funded and dreams realized, and of providing assistance to businesses and entrepreneurs.
SSEFCU is a member-owned financial cooperative providing financial banking services to multiple employee groups, but primarily serves select state, and local government employees. Membership is also open to immediate family of current members. We offer banking services like savings, checking, and loan accounts; with great rates and lower fees
Mountain America Credit Union is a member-owned, full-service financial institution. Federally insured by NCUA. Equal Housing LenderCredit Union assists members on the right path to help them identify and more than 990, 000 members and $13 billion in assets, Mountain America Credit Union assists members on the right path to help them identify.
Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.
531 Wild Avenue, 2nd Floor, Staten Island, NY, 10314
JG Funding is a direct hard money lender that has been providing the real estate industry with immediate access to short term financing for over 12 years. JG Funding serves a growing need for investors looking for creative or situational financing within a tight time frame to fund acquisition, refinance, rehab & other real estate investment.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
