USDA and FHA Pro and Con in North-Oaks, Ramsey County, MN
In 2025, the USDA loan cap for North-Oaks in Ramsey, MN is $0, while the FHA limit for a single-family residence stands at $402,500.
With the Lendersa® USDA loan calculator, you can compare the most favorable USDA and FHA rates available today. Evaluate the necessary income, credit, reserves, and documents required for eligibility. Our state-of-the-art mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you to select the best program in Alabama tailored to your financial needs.
Loan Limits and Downpayment Requirements for 2025 in North-Oaks, Ramsey, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-Oaks, MN
Lendersa® is dedicated to swiftly securing you the most suitable USDA or FHA loan without hassle. Opt for one of three starting points that help match you with the right lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as a USDA rural development loan or mortgage. This is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members
4301 Canal Ave. SW, Suite 2667, Grandville, MI, 49418
Whether purchasing or refinancing a home, Lisa work's hard to ensure that you get the best loan program at the best rate, and the service that allows you to enjoy the experience of home ownership.
Lisa began her career in the mortgage industry in 2016 as a Mortgage Loan Assistant.
VSI was open in 05/1998 with the intent on assisting people with the dream of home ownership. We have continued over the years to grow our influence in the local economy by doing just this. We look forward to continued growth in the future and also VSI assist homeowners in buying, building and refinancing their homes.
2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.
Mercantile Bank of Michigan was founded in 1997 by Directors and Bankers who firmly believe that customers, employees, and the communities they live in, are best served by financial institutions with local roots. At Mercantile Bank, we use our local Directors, our commitment to the community.
Five Points Bank is a family-owned bank born out of a need for quality, personalized banking in the Grand Island community. Our customers will always be the priority at Five Points Bank. When it was founded in September of 1971, the Five Points Bank claimed the first bank charter in the area in May of 1971.
At 360 Mortgage Inc. we understand how important this is for each and every one of our clients. As a local broker in Liberty and Baton Rouge, we are able to offer the widest range of products and the lowest mortgage rates available. For over 11 years, 360 Mortgage Inc. has been making homeownership a reality for families
