USDA Loan Vs. FHA loan for Maplewood, MN 2025

For 2025, the USDA loan limit in Maplewood, situated in the county of Ramsey, MN, is $0. Conversely, the FHA loan limit for single-family homes is set at $515,200.

Utilize the Lendersa® USDA loan calculator today to compare the most favorable rates between USDA and FHA loans, determining the necessary criteria such as income, credit, reserves, and documentation needed for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to guide you in selecting the optimal program in that aligns with your financial circumstances.

Options for USDA and FHA Loans in Maplewood, MN

The aim of Lendersa® is to swiftly and effortlessly connect you with the most suitable USDA or FHA loans. Start by selecting from one of three pathways to find lenders and USDA loan programs that fit your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan is a government-guaranteed mortgage backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages do not require any down payment at all.

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(563) 243-6000 Lender's profile and map Reviews Citizens First Bank 1442 Lincoln Way, Clinton, IA, 52732 Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, e-solutions, and services expertise. Citizens First’s main office is located at 1442 Lincoln Way in Clinton, with branches also at 403 South Washington Boulevard in Camanche
(563) 242-0531 Lender's profile and map Reviews Aegis Credit Union 1200 N 2nd Street, Clinton, IA, 52732 Aegis Credit Union belongs to over 3500 Member-Families that we serve. That means you decide what products we offer, our hours of service, & even who manages your credit union. That’s the real difference between a bank and a credit union. If your current financial institution has forgotten who they’re supposed to serve, talk to Aegis Credit Union.
(563) 243-1243 Lender's profile and map Reviews Clinton National Bank 235 6th Avenue South, Clinton, IA, 52732 Clinton National Bank has been helping people, businesses and our community since 1865. We are proud to offer the latest in banking products, along with providing great customer service.This is our Vision Statement :To be the bank of choice, dedicated to improving the financial well-being and quality of life for the people and communities we serve.
(906) 563-9233 Lender's profile and map Reviews Northern Interstate Bank, National Association 501 W. US Highway 2, Norway, MI, 49870 Northern Interstate Bank, N.A. is focused on making local decisions with the best interest of our communities and customers in mind. Northern Interstate Bank, N.A. has 8 branch offices and 13 ATM locations to conveniently satisfy your banking needs. Below is the contact information and hours of operation for each office.
(920) 898-4232 Lender's profile and map Reviews Premier Financial Credit Union. 2017 Main Street, New Holstein, WI, 53061 Premier Financial Credit Union is a full-service community credit union, with offices located in New Holstein, Kiel and Chilton. PFCU serves anyone who lives or works in Calumet, Sheboygan, Manitowoc, Fond du lac and Outagamie counties and their families. and also To serve our members in a safe, secure, and convenient environment
(515) 462-2161 Lender's profile and map Reviews Union State Bank 611 W Highway 92, Winterset, IA, 50273 Union State Bank is a full service Iowa chartered bank established in 1934. We are a family owned independent bank serving individuals, businesses, and farmers in Madison, Dallas, Polk and surrounding counties. Union State Bank prides itself on being a community bank seeking to meet all the personal and business needs of the market area we serve.
(262) 567-7509 Lender's profile and map Reviews Ixonia Bank WI046 Marietta Avenue, Ixonia, WI, 53036 For over 100 years, Ixonia Bank has been a locally owned, independent community bank. Experience the benefits of community banking at its best - fast decision-making, customized solutions, local expertise, and responsive, and flexible service. And most importantly experience relationships built on trust and understanding.
(641) 622-2525 Lender's profile and map Reviews County Bank 201 S Jefferson St, Sigourney, IA, 52591 County Bank is an Iowa chartered bank first organized in 1884 in Sigourney, Iowa. Currently County Bank’s main office is on the southeast corner of the Square in Sigourney with locations in Deep River, Gibson, Hartwick, Montezuma and Williamsburg. County Bank has a strong commitment to the communities we serve.
(608) 868-7672 Lender's profile and map Reviews Bank of Milton 323 Parkview Drive, Milton, WI, 53563 The Bank of Milton is a locally owned independent hometown bank, serving our customers and the communities around us. We strive to exceed your expectations by providing exceptional personalized customer service. We emphasize strong client relationships and a high level of community involvement.
(608) 868-7644 Lender's profile and map Reviews First Community Bank Milton 202 Merchant Row, Milton, WI, 53563 First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
(605) 996-9211 Lender's profile and map Reviews Palace City Federal Credit Union 720 West Havens Avenue, Mitchell, SD, 57301 Palace City Federal Credit Union is located in Mitchell, SD, home of the world's only Corn Palace. Palace City Federal Credit Union was chartered in June of 1959 by members of the SD National Guard. Today, we serve all those who work at Avera Queen of Peace, all Mitchell clinics, and federal government employees and their immediate family members.