USDA Loan Vs. FHA loan for Northfield, MN [Rice County Rates 2023]

In 2025, USDA loan limit in Northfield, county of Rice, MN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Northfield, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(360) 460-8047 1525 miles Lender's profile and map Reviews ALL SQUARE MORTGAGE INC 2150 Park Pl, Suite 100, El Segundo, CA, 90245 All Square Mortgage Inc Founded in 2012 and top 20 lenders by a preferred national investor. The key to our success has been a combination of consistently offering the competitive rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity
(800) 607-1941 1525 miles Lender's profile and map Reviews Specialty Lending Group 400 Continental Blvd., 6th Fl., El Segundo, CA, 90245 "Since 1991, our team has funded thousands of real estate loans for California Home Buyers, Homeowners and Investors. Those who have faced challenges with their credit, down payment, debt-to-income ratios, employment history, provable income, etc. Together with our experience and expertise, we provide solutions"
(800) 572-4080 1525 miles Lender's profile and map Reviews Rockland Commercial 222 N Pacific Coast Highway, Suite 2000, El Segundo, CA, 90245 Rockland Commercial is a full service mortgage lending firm that specializes in commercial & apartment mortgage financing. We are located in Redondo Beach, Manhattan Beach, and in Los Angeles County. We provide commercial and apartment loans to businesses and individuals throughout California, Arizona, Nevada, Washintgon, and the rest of the nation
844-733-7787 1525 miles Lender's profile and map Reviews Peer Street, Inc. 2121 PARK PLACE STE 250, El Segundo, CA, 90245 "PeerStreet is a first-of-its-kind online platform for investing in real estate debt. The platform represents a two-sided marketplace that, on one side, provides hassle-free access to an asset class that was previously inaccessible to individual investors: short-term, real estate backed loans.
(209) 938-1088 1525 miles Lender's profile and map Reviews Mokelumne Federal Credit Union 10628 Trinity Pkwy, Suite A, Stockton, CA, 95219 Mokelumne Federal Credit Union was founded in 1959. For 37 years, the credit union‘s name was GMI Federal Credit Union. It‘s original sponsor was General Mills Inc., employees (including retirees) employed at specific General Mills facilities.In 1996 the Credit Union’s name was changed to Mokelumne Federal Credit Union, allowing us to service.
(209) 992-1281 1525 miles Lender's profile and map Reviews Alpha Mortgage 3031 W. March Lane, Suite 236W, Stockton, CA, 95219 As a full service mortgage broker, I work with home buyers and homeowners throughout all of California who want to get the convenience of an online lender with the low rates of a local mortgage broker. We work with clients in our hometown of Stockton, but also have many clients in the Bay Area and surrounding areas.
(844) 947-4617 1525 miles Lender's profile and map Reviews ELOAN4HOME 4578 Feather River Dr, Suite D, Stockton, CA, 95219 "At Eloan4Home. We look forward to getting you approved for your home purchase or refinance! Here at Eloan4Home we strive to give you the best mortgage service available in today’s market – easy, convenient, and with exceptional client service. We strive to take the mystery out of mortgage for our customers."
(209) 473-3947 1525 miles Lender's profile and map Reviews Majestic Mortgage Services Incorporated 3520 Brookside Rd, Suite 171, Stockton, CA, 95219 At Majestic Mortgage Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(310) 869-9014 1525 miles Lender's profile and map Reviews Palisades Funding Inc 860 Via De La Paz, Suite B-5, Pacific Palisades, CA, 90272 Palisades Funding, Inc. provides alternative financing for borrowers who have not been able to achieve financing through traditional methods. We are not bound by a set of specific criteria, which allows us to provide custom crafted solutions for our borrowers and investors to meet their goals.
(424) 209-7164 1525 miles Lender's profile and map Reviews Top California Lender 401 Wilshire Blvd, Santa Monica, CA, 90401 At Top California Lender, we specialize in providing finance for most prestigious commercial real estate opportunities. Catering to high net worth investors, developers, and property owners, we deliver fast, flexible, and tailored financing solutions for multi-million-dollar commercial deals.