USDA Vs. FHA your options comparison in Faribault, Rice County, MN
In 2025, the USDA loan limit for Faribault, within Rice county, MN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
With Lendersa®'s USDA loan calculator, compare today's top USDA vs. FHA rates and determine the income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to choose the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Faribault, County of Rice, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Faribault, MN
Lendersa® aims to connect you with the best USDA or FHA loan quickly and without hassle. Choose one of three ways to find matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.
U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.
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Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
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iMove Mortgage We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process.
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CenturyFirst Federal Credit Union is a full service not-for-profit financial institution that is owned by the members it serves. We are dedicated to providing a wide variety of services, all with competitive rates and fees for the members we serve. We have a large group of sponsors that includes not only The University of Southern Mississippi.
