USDA Vs. FHA your options comparison in Faribault, Rice County, MN
In 2026, the USDA loan limit for Faribault, within Rice county, MN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
With Lendersa®'s USDA loan calculator, compare today's top USDA vs. FHA rates and determine the income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to choose the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Faribault, County of Rice, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Faribault, MN
Lendersa® aims to connect you with the best USDA or FHA loan quickly and without hassle. Choose one of three ways to find matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.
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United Community Bank is a full-service financial institution offering all the things that bigger banks offer, and one thing they don't: local people with a commitment to providing personal service and United Community Bank was formed in 1964 in Lafourche Parish. Over the years we've branched out to serve a five-parish region covering Lafourche.
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We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders
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