USDA Vs. FHA your options comparison in Faribault, Rice County, MN
In 2025, the USDA loan limit for Faribault, within Rice county, MN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
With Lendersa®'s USDA loan calculator, compare today's top USDA vs. FHA rates and determine the income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to choose the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Faribault, County of Rice, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Faribault, MN
Lendersa® aims to connect you with the best USDA or FHA loan quickly and without hassle. Choose one of three ways to find matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.
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Farmers Savings Bank was founded in 1908 in Wever, Iowa. Business was conducted in the original building, just west of the railroad tracks, until 1996. In 1969 the building was remodeled and enlarged to include a drive-up facility. The bank moved into its current facility on the east side of Highway 61 in 1996.
We began as the Admiral Harvard Credit Union in 1956. Rockwell International bought Admiral Corp. in 1975 and closed it's doors in 1979, leaving the Credit Union membership a choice to either merge with another Credit Union, dissolve, or become a Community Credit Union. The latter choice was definitely in the Credit Union's best interest
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