In 2026, the USDA loan cap for Lonsdale in Rice, MN is $336,500, while the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, identifying the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the optimal program for your financial needs in
Evaluate loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to quickly secure you the best USDA or FHA loans without hassle. Choose one of the three methods that guide you to matching lenders and USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Contrary to FHA loans that need a down payment of at least 3.5%, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
