FHA Vs. USDA loan program for Lonsdale, Rice County, Minnesota

In 2025, the USDA loan cap for Lonsdale in Rice, MN is $336,500, while the FHA limit for a single-family house is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, identifying the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the optimal program for your financial needs in .

Exploring USDA and FHA Loan Options in Lonsdale, MN

The aim of Lendersa® is to quickly secure you the best USDA or FHA loans without hassle. Choose one of the three methods that guide you to matching lenders and USDA loan programs.

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What Defines a USDA Loan in MN?

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Contrary to FHA loans that need a down payment of at least 3.5%, USDA loans require none.

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(989) 893-2831 Lender's profile and map Reviews Great Lakes Federal Credit Union 415 Washington Avenue, Bay City, MI, 48708 Great Lakes Federal Credit Union and its members have enjoyed rich longevity in the Great Lakes Bay Region. Our story began in 1936, with the introduction of Wolverine Knitting Mills Federal Credit Union and includes mergers with the former Industrial Brownhoist Employees Federal Credit Union, Bay Medical Credit Union, and Birch Run Area Credit Uni
(989) 892-4597 Lender's profile and map Reviews United Bay Community Credit Union 1309 N. Lincoln Ave., Bay City, MI, 48708 United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots.
(765) 674-6631 Lender's profile and map Reviews Via Credit Union 4505 South Adams Street, Marion, IN, 46953 Via Credit Union has six branches in Marion, Gas City, Hartford City and Warsaw with two ATM only locations in Upland and IWU Student Center. Anyone living or working in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash or Wells County in Indiana can take advantage of ViaCU's products and services!
(417) 682-3348 Lender's profile and map Reviews Lamar Bank and Trust Company 1000 Broadway, Lamar, MO, 64759 Lamar Bank & Trust Company is a locally owned and operated full-service financial institution located in Lamar, Missouri. LBT is a leader in technology and is known for being one of the first banks in Missouri to offer e-statements. Internet banking and debit cards have been regular products of the bank for years.
(765) 795-4221 Lender's profile and map Reviews First National Bank 302 S Main St, Cloverdale, IN, 46120 First National Bank is a community bank committed to serving you better. As one of the oldest and most stable banks in the Indianapolis area, First National Bank has been a staple of the community for more than 100 years. As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking
(620) 345-2980 Lender's profile and map Reviews Mid-Kansas Credit Union 104 South Avenue B, Moundridge, KS, 67107 Mid-Kansas Credit Union began in 1947 as Moundridge Coop Federal Credit Union. We started with 10 members, and membership dues were only 25¢. We are a full-service credit union, with our main office in Moundridge, and a branch office in Buhler. Mid-Kansas Credit Union expanded it's operation, with the opening of our Buhler branch in 1990.
(620) 345-6317 Lender's profile and map Reviews The Citizens State Bank 201 S Christian, Moundridge, KS, 67107 The Citizens State Bank has maintained family ownership since its beginning. Organized in Moundridge and chartered by the state of Kansas on August 1, 1904, the bank now includes locations in McPherson, Harvey and Marion counties. The Citizens State Bank has acquired several institutions over the years, including Wheatland Bank of Goessel.
(573) 431-3573 Lender's profile and map Reviews Southeast Missouri Community Credit Union 312 West Main Street, Park Hills, MO, 63601 Southeast Missouri Community Credit Union is a not-for-profit financial cooperative dedicated to serving our member owners by putting their needs first. Personalized member service Innovative products & services Knowledgeable, skilled & empowered employees Financial strength & stability
(573) 431-1882 Lender's profile and map Reviews Leadco Community Credit Union 820 E Main Street, Park Hills, MO, 63601 Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
(812) 268-1196 Lender's profile and map Reviews Western Indiana Credit Union 949 West State Road 154, Sullivan, IN, 47882 Western Indiana Credit Union was established in 1932 by local farmers in hopes to help the community. Since then, we have continued to grow and have expanded our services. WICU is a not-for-profit, member-owned financial institution. WICU is governed by a board of directors which are comprised of members of our community.
(317) 569-7420 Lender's profile and map Reviews Merchants Capital Corp 410 Monon Blvd, Carmel, IN, 46032 Merchants Capital is a multifamily, affordable and healthcare lender offering a direct way to access fixed-rate, long-term, non-recourse financing via our bank, Merchants Bank, all with a single point of contact. We strive to provide the best origination and service of loan products with exceptional customer service, accuracy, creativity