USDA Vs. FHA your options comparison in Lonsdale, Rice County, MN

In 2025, the USDA loan cap for Lonsdale in Rice, MN is $336,500, while the FHA limit for a single-family house is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, identifying the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the optimal program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Lonsdale, Rice, MN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lonsdale, MN

The aim of Lendersa® is to quickly secure you the best USDA or FHA loans without hassle. Choose one of the three methods that guide you to matching lenders and USDA loan programs.

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What Defines a USDA Loan in MN?

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Contrary to FHA loans that need a down payment of at least 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Judicial and Justice Federal Credit Union
  • 600 S Maestri Place, Room 801, New Orleans, LA, 70130
  • The Judicial and Justice Federal Credit Union is a cooperative, nonprofit financial institution chartered by the Federal Government in 1950. It is owned and operated by its members. In addition to a regular share account, the credit union offers a Christmas club account that pays dividends quarterly.
  • New Orleans Port Commission Employees Credit Union
  • 1350 Port of New Orleans Place, New Orleans, LA, 70130
  • New Orleans Port Commission Employees Credit Union has been open since 1952. The credit union has assets totaling $4.07 Million and provides banking services to more than 600 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
  • Hibernia Bank
  • 325 Carondelet St, New Orleans, LA, 70130
  • Hibernia Bank is a full-service bank offering a broad range of financial services to meet the needs of customers in the New Orleans Metropolitan Area. Hibernia has remained a local bank serving the local community. The main office is located in downtown New Orleans with additional locations in Old Metairie & Carrolton.
  • Bank of Louisiana
  • 300 St. Charles Ave., New Orleans, LA, 70130
  • Bank of Louisiana's mission is to provide companies and individuals locally and throughout the United States with banking alternatives which enhance the quality of life by providing the financial resources to address their needs. Bank of Louisiana provides quality services like commercial loans, mortgages and more to the citizens of Pike County.
  • Gulf Coast Bank & Trust Company
  • 200 St. Charles Avenue, New Orleans, LA, 70130
  • Our mission is to combine the values of old fashioned Community Banking that focuses on individualized customer service with innovative, competitive banking products, trust and brokerage services that further emphasizes and strengthens our relationship with our customers. Our philosphy is to do everything we can for every client we have.
  • LHH Mortgage
  • 1551 Magazine Street, New Orleans, LA, 70130
  • "At New Orleans Mortgage Specialists. We offer a full range of mortgage options as well as real estate investment consulting/creditworthiness consultations. Our dedicated associates have over 60 years of combined experience assisting homebuyers and investors in the Greater New Orleans, South Louisiana area."
  • ESSENTIAL MORTGAGE
  • 430 Notre Dame St., New Orleans, LA, 70130
  • Since 1998, the loan origination team at Essential Mortgage Company has been dedicated to providing a successful and stress-free transaction for every client. Professionalism and courtesy are our hallmarks, and the savings we pass along to our borrowers makes us unique among our competitors.
  • M C Bank & Trust Company
  • 1201 Brashear Avenue, Morgan City, LA, 70380
  • Morgan City Bank was established in 1954, and the doors first opened for business on January 20, 1955. The original office was located in Morgan City on Front Street. By that we mean whenever you walk into an M C Bank branch, you can expect to receive the attention and respect you deserve and the helpful, customized advice you seek.
  • OMOM FCU
  • 4000 Sumpter Street, Suite A, Houston, TX, 77020
  • OMOM FCU opened its doors in 1965 with 10 members and $5.00 each. Today the credit union has over 750 members with $2.1 million dollars in assets. The credit union is governed by the National Credit Union Administration and presently has a nine-member board with a credit committee, supervisory committee and a marketing committee.
  • Tiana Ochoa Mortgages
  • 4614 East Freeway, Houston, TX, 77020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.
  • Walton County’s First Credit Union
  • 1586 US Highway 90 West, Defuniak Springs, FL, 32433
  • Walton County Teachers’ Federal Credit Union is a non-profit financial organization owned and operated by you, the members, for the benefit of all who belong. We were chartered in 1961 to serve all school personnel of the Walton County School Board, in Walton County, Florida. The credit union expanded its field of membership.