USDA and FHA Pro and Con in Plainview, Wabasha County, MN

In 2026, within Plainview in the county of Wabasha, MN, the USDA loan cap is $336,500, while for single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast present USDA versus FHA rates. Determine the income, credit score, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program for your financial needs in .

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2026 loan ceilings and down payment requirements in Plainview, Wabasha, MN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan programs in Plainview, MN

The mission of Lendersa® is to procure the most suitable USDA or FHA loan for you swiftly and conveniently. Choose one of three initial steps for connecting with lenders and accessing USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan is a government-guaranteed loan provided by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, offered only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vidalia Federal Savings Bank
  • 300 Jackson Street, Vidalia, GA, 30474
  • Vidalia Federal Savings was organized in October 1936 & received its federal charter as a Federal Savings & Loan Association at that time. Its primary purpose was to promote thrift and home ownership in the Vidalia area. Assets of the institution on December 31, 1936 were $23, 001.16 and have increased to $194, 471, 850.45 as of December 31, 2006.

  • Altamaha Bank & Trust
  • 206 Jackson St, Vidalia, GA, 30474
  • Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.

  • Cattell Mortgage
  • 350 Pine St, Suite 220, Beaumont, TX, 77702
  • At Cattell Mortgage Group. We are a full service mortgage company located in Beaumont/Houston Texas Area that has served the entire state of Texas for over twenty years. We specialize in FHA, VA, USDA, Jumbo, Super Jumbo, and Conventional Loans. Whether you are buying a home or ReFinancing we can help you realize your dream of home ownership.

  • Bethpage Federal Credit Union
  • 899 S Oyster Bay Rd, Bethpage, NY, 11714
  • Bethpage Federal Credit Union has been serving its members and their communities for 80 years. Just like when we first opened our doors for Grumman employees in 1941, we’re keeping our promise to continuously meet the changing needs of our members with personal service and value.

  • Stormfield Capital, LLC
  • 79 South Benson Road, Suite 5, Fairfield, CT, 06824
  • BlueCay Capital LLC is a real estate finance firm specializing in directly originating bridge loans collateralized by commercial real estate. We pride ourselves in seeing the value in under-performing or under-valued real estate assets. BlueCay Capital works closely with brokers, borrowers, and investors to ensure secure and timely transactions.

  • Silverstar Capital llc
  • 609 Metairie rd #8252, Metairie, LA, 70005
  • Our expertise lies in unlocking funding for a broad spectrum of real estate opportunities, from bustling commercial properties to tranquil residential spaces. We provide financial solutions tailored to each unique investment. With our support, navigating the complexities of real estate funding becomes effortless, allowing you to expand your portfol

  • Fleur De Lis Federal Credit Union
  • 433 Metairie Road, Suite 114, Metairie, LA, 70005
  • Fleur De Lis Federal Credit Union was chartered on 1951 to provide financial services to the employees of the Louisiana Department of Health in LA, employees of the credit union, members of their immediate families & organizations of such persons. The Charter was amended in January 1997 to include the Office of Health Services and Environmental.

  • DSM Lending LLC
  • 671 Rosa Ave, Suite 216, Metairie, LA, 70005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. DSM Lending Individually prices all Loans.