USDA and FHA Pro and Con in Plainview, Wabasha County, MN

In 2025, within Plainview in the county of Wabasha, MN, the USDA loan cap is $336,500, while for single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast present USDA versus FHA rates. Determine the income, credit score, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program for your financial needs in .

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2025 loan ceilings and down payment requirements in Plainview, Wabasha, MN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan programs in Plainview, MN

The mission of Lendersa® is to procure the most suitable USDA or FHA loan for you swiftly and conveniently. Choose one of three initial steps for connecting with lenders and accessing USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan is a government-guaranteed loan provided by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, offered only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Country Home Mortgage
  • 2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
  • Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
  • None Suffer Lack Federal Credit Union
  • 4929 Allentown Road, Suitland, MD, 20746
  • The None Suffer Lack Federal Credit Union (NSLFCU) was established to minister to the financial needs of believers in the Body of Christ, and their family members. The credit union is a biblically based financial institution governed and operated by godly principles; thereby making it good ground to plant your financial seed.
  • Andrews Federal Credit Union
  • 5711 Allentown Road, Suitland, MD, 20746
  • Andrews Federal Credit Union was founded in 1948 to serve military and civilian personnel along their financial journeys. With over $2 Billion in assets, Andrews Federal has grown to serve more than 134, 000 members in the District of Columbia, Joint Base Andrews (MD), Springfield, Virginia (VA), Joint Base McGuire-Dix-Lakehurst (NJ).
  • 212 Mortgage Group Inc
  • 1676 Campbell Road, Forest Hill, MD, 21050
  • 212 Mortgage is small, agile team that is devoted to securing you the best possible home loan solution that fits the goals and objectives you have set for yourself and your family. As a team, we will go the extra mile to ensure that this process is simple, easy, and quick as possible.
  • Members 1st Federal Credit Union
  • 516 East Lancaster Avenue, Reading, PA, 19607
  • Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
  • UBank
  • 4822 North Street, Nacogdoches, TX, 75965
  • "Today, we stand as one of the last remaining community banks in East Texas, and our commitment to you has only grown stronger. Every product and service we offer is designed with your best interest in mind. From providing you with the latest financial products and tools to offering you the know-how advice to help you grow, we do it all for you.
  • MVR Mortgage Company LLC
  • 2120 Crown Center Drive, Suite 400, Charlotte, NC, 28227
  • We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Venkat Malapati have the knowledge and expertise you need to explore the many financing options available.
  • Johns Hopkins Federal Credit Union
  • 2027 E Monument Street, Baltimore, MD, 21205
  • Johns Hopkins Federal Credit Union was founded by a small group of Johns Hopkins University employees in 1971. As a credit union, our charter allows us to serve various groups. In our case, we have stuck to our roots, expanding to serve other Johns Hopkins and related entities. We truly are built by and for the Hopkins community.