USDA Vs. FHA Pro and Con comparison in Rochester, Olmsted County, MN
For the year 2025, in Rochester, situated within the county of Olmsted, MN, the USDA loan ceiling is $336,500. Meanwhile, the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading rates for USDA vs. FHA, and assess the necessary income, credit scores, reserves, and documentation to qualify. Our advanced mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA programs side by side, assisting you in identifying the best choice for your specific financial requirements in .
2025 Loan Thresholds and Down Payment Requirements for Rochester, Olmsted County, MN
Type of Loan
Maximum Loan Amount
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Mortgage Opportunities in Rochester, MN
The objective of Lendersa® is to secure the most favorable USDA or FHA loan for you without any hassle, swiftly and easily. Start by choosing from one of three pathways to find matching lenders and USDA loan schemes.
The USDA home loan is a government-backed mortgage, also known as the USDA rural development loan or USDA mortgage, and is applicable exclusively in rural locales. This type of loan does not require any down payment, unlike FHA loans, which demand a minimum down payment of 3.5%.
277 Fairfield Road, Suite 103A, Fairfield, NJ, 07004
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
277 Fairfield Road, Suite 105, Fairfield, NJ, 07004
"Forward Mortgage is a premier expert in residential home loans. You are about to discover valuable tips to help you make an informed decision about real estate and mortgage financing in New Jersey, Florida or North Carolina.
We update our mortgage rates daily so are always able to see current interest rates."
271 Route 46 West Suite H202-203, Fairfield, NJ, 7004
High Quality Mortgage, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
Capital First Mortgage LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter
Wiley T. Murray was one of the first settlers in the San Saba valley, arriving about 1855. An Alabama native, he came here from Williamson County to open a general merchandise store to serve early settlers on the frontier. Murray was also a fine judge of horseflesh and bought and sold horses. When the civil war broke out in 1860,
Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.
Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
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Acadian Federal Credit Union has been serving our members since 1950, with the help of our member volunteers. We continue to expand our products and services to keep up with technology. We pride ourselves on offering great rates and services to our geographically diverse membership.
Acadiana Medical Federal Credit Union membership is a great way to obtain many low-cost financial services. Establishing AMFCU membership means you will be opening a Savings Account (Regular Share Account) with a minimum deposit of $15 to open a regular share account. Once the account has been opened.
