USDA and FHA Pro and Con in Goodview, Winona County, MN

As of 2026, the USDA loan limit in Goodview, situated in Winona county of MN, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to route through today’s best USDA versus FHA rates and evaluate the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program that suits your specific financial needs in .

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2026 Loan Limits and Downpayment Requirements in Goodview, Winona, MN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Goodview, MN

The aim of Lendersa® is to quickly connect you with optimal USDA or FHA loan choices without hassle. Choose one of three avenues to align with lenders and USDA loan options available for your needs.

Lendersa USDA loan request and matches

Explaining the USDA Loan in MN

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and it is strictly available in rural areas. Unlike FHA loans demanding a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Goodview Lenders

  • Merchants Bank
  • 102 East Third Street, Winona, MN, 55987
  • Lends in Minnesota
  • We're ready to be your trusted advisor, your partner, and join you every step of the way as we work toward your financial goals, hopes and dreams together. We understand that when our community succeeds, we all do. Part of that comes from being employee-owned. For nearly 150 years we’ve been committed to serving our partners and the communities.

  • WNB Financial
  • 204 Main St, Winona, MN, 55987
  • Lends in Minnesota
  • WNB Financial, N.A. More than a bank. Member FDIC. Equal Housing Lender.

    We offer the products and services you expect from your bank: checking, savings, personal and home loans, and highly-qualified experts in business banking, trust, retirement planning, and financial advising.

    With electronic options, a community focus.

  • Foresight Bank
  • 138 West Broadway, Plainview, MN, 55964
  • Lends in Minnesota
  • Foresight Bank is a unique community bank because we listen to our customers and we focus on environmental sustainability.

    We recognize every customer is different and we need to listen so we can understand how we can help. We don’t have a cookie-cutter approach that we apply to all of our customers,

  • Peoples State Bank
  • 100 4th Ave SE, Suite 6, Plainview, MN, 55964
  • Lends in Minnesota
  • Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.