In 2026, the USDA loan limit applicable in Prior-Lake, located within Scott county, MN, is $322,000. Meanwhile, the FHA limit for a single-family residence is $402,500.
Take advantage of the Lendersa® USDA loan calculator to compare current USDA versus FHA best rates and identify the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, helping you choose the optimal program in for your financial situation.
2026 Loan Limits and Down Payment Requirements in Prior-Lake, County of Scott, MN
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Prior-Lake, MN
Lendersa® aims to seamlessly and quickly connect you with the best USDA or FHA loans available. Choose one of three starting points to find matching lenders and USDA loan programs tailored to your needs.
USDA home loans, guaranteed by the Department of Agriculture and also referred to as USDA rural development loans or USDA mortgages, are specifically available for rural areas only. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
14093 Commerce Avenue NE, Suite 100, Prior Lake, MN, 55372
Lends in Minnesota
Voyageur Financial, Inc. is a family owned mortgage company located in Prior Lake. For over 30 years we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
Lakeview Bank In a marketplace that is overcrowded with banks, our objective is simple and straightforward: offer high quality banking products and services to meet your needs, utilize state-of-the-art technology to improve your efficiency, and employ professional people in a cordial environment to make working with us easy. So whether you are look
16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
Lends in Minnesota
AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest.
AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc
19950 Dodd Boulevard, Suite 102, Lakeville, MN, 55044
Lends in Minnesota
Arik Orosz has been at the top tier of the mortgage industry since 2003 and has been managing in the mortgage industry since 2004, until starting Reduced Fee Mortgage, Inc. A Mortgage company centered around finding you the best deal by shopping your loan to more than 30 different lenders.
Mortgage Avenue helps you navigate the ins & outs of qualifying for and securing a home loan. Founder & home-financing expert Mike Louden educates and coaches you on financing options & helps you determine the type of home you can afford. Unlike the impersonal online mortgage companies where you need to fit neatly into their “box” to qualify,
13754 Frontier Ct, Suite 107, Burnsville, MN, 55337
Lends in Minnesota
Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage professional to help you analyze your financing options, and make sure the closing goes smoothly. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you.
Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools
201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337
Lends in Minnesota
At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.
8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
Lends in Minnesota
We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.
