USDA Vs. FHA your options comparison in Savage, Scott County, MN
For 2026, the USDA loan limit in Savage, within Scott county, MN, is $358,800, whereas the FHA limit for a single-family home is $515,200.
Utilize the Lendersa® USDA loan calculator to compare the top rates available today between USDA and FHA loans, and understand the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program in for your unique financial situation.
2026 Loan Limits and Down Payment Requirements in Savage, County of Scott, MN
Loan Type
Loan Limit
Down Payment
USDA
$358,800
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Savage, MN
Lendersa® aims to efficiently connect you with the best USDA or FHA loans swiftly and without hassle. Choose one of three starting points to find matching lenders and USDA loan programs that suit your needs.
A USDA home loan is a mortgage that is guaranteed by the federal government through the Department of Agriculture, also called a USDA rural development loan or USDA mortgage. These loans are exclusively for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
Lends in Minnesota
We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.
SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence. SharePoint is leading the way in service & products for our members. We strive to give our members the service they deserve, while enhancing their financial well-being. Our personal service, competitive rates.
13754 Frontier Ct, Suite 107, Burnsville, MN, 55337
Lends in Minnesota
Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage professional to help you analyze your financing options, and make sure the closing goes smoothly. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you.
Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools
201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337
Lends in Minnesota
At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.
1650 West 82nd Street, Suite 1500, Bloomington, MN, 55431
Lends in Minnesota
At United Banker's Bank, “First for Your Success” is more than just our tagline; it's a promise and a guiding principle that establishes the success of each and every customer as our number one priority. UBB pioneered the bankers' bank model and for more than 45 years we have placed the needs and success of our community bank customers
Star Choice is a not for profit financial institution owned and operated entirely by our members. Star Choice Credit Union has been happily serving members since 1931. We are dedicated to making sure you love what we do and keep coming back. We still carry out the tradition of people-helping-people by building strong financial futures.
3500 American Blvd West, Suite 500, Minneapolis, MN, 55431
Lends in Minnesota
We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.
14093 Commerce Avenue NE, Suite 100, Prior Lake, MN, 55372
Lends in Minnesota
Voyageur Financial, Inc. is a family owned mortgage company located in Prior Lake. For over 30 years we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
