For 2026, the USDA loan limit in Savage, within Scott county, MN, is $358,800, whereas the FHA limit for a single-family home is $515,200.
Utilize the Lendersa® USDA loan calculator to compare the top rates available today between USDA and FHA loans, and understand the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $358,800 | 0% |
| FHA | $515,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to efficiently connect you with the best USDA or FHA loans swiftly and without hassle. Choose one of three starting points to find matching lenders and USDA loan programs that suit your needs.
A USDA home loan is a mortgage that is guaranteed by the federal government through the Department of Agriculture, also called a USDA rural development loan or USDA mortgage. These loans are exclusively for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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