As of 2025, the USDA loan limit for Shakopee in the county of Scott, MN, is set at $358,800. In comparison, the FHA loan limit for a single-family home is $515,200.
Take advantage of the Lendersa® USDA loan calculator to compare today’s best rates between USDA and FHA loans. Determine the necessary income, credit score, reserve requirements, and documentation for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you find the optimal program in
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| Loan Type | Maximum Loan Amount | Down Payment |
| USDA | $358,800 | 0% |
| FHA | $515,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to facilitate a seamless connection with the best USDA or FHA loan options in a swift manner. Choose from three different approaches to find matching lenders and ideal USDA loan packages.
A USDA home loan is backed by the government's Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is specifically designed for rural communities. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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