In 2025, the USDA loan limit for Sartell within Stearns county, MN, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Employ the Lendersa® USDA loan calculator to effectively compare today's leading USDA versus FHA rates. This helps determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most appropriate program in for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Sartell, County of Stearns, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Sartell, MN
The objective at Lendersa® is to quickly and effortlessly secure you the most favorable USDA or FHA loan. Choose from three starting points that guide you towards matching lenders and programs.
Guaranteed by the U.S. Department of Agriculture, the USDA home loan, also called the USDA rural development loan or USDA mortgage, is exclusively available for rural areas. FHA loans necessitate a minimum down payment of 3.5%, but USDA loans require no down payment, providing significant benefits for qualified purchasers.
Five Points Bank is a family-owned bank born out of a need for quality, personalized banking in the Grand Island community. Our customers will always be the priority at Five Points Bank. When it was founded in September of 1971, the Five Points Bank claimed the first bank charter in the area in May of 1971.
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