USDA and FHA Pro and Con in Sauk-Rapids, Benton County, MN
In 2025, the USDA loan limit for Sauk-Rapids in Benton, MN, is set at $285,000. The FHA limit for a single-family home is $356,362.
Make use of the Lendersa® USDA loan calculator to contrast current USDA and FHA rates, assessing the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, assisting in choosing the best program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Sauk-Rapids, County of Benton, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Programs in Sauk-Rapids, MN
Lendersa®'s aim is to swiftly provide the optimal USDA or FHA loan without hassle. Choose from one of three starting points that connect you with suitable lenders and USDA loan programs.
The USDA home loan, which is backed by the Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, offering a notable advantage for qualifying buyers.
Bank of York was founded on April 11, 1935, and we're proud to be a part of the history of York County. That's a long time of serving our community. We're proud of all the stories of people who have joined with Bank of York over the years to build stable livelihoods and raise their families.
Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Founded in 1954 to provide fair-priced financial services to the employees of Piedmont Natural Gas, Duke Energy and all subsidiaries, later Heritage Propane and AmeriGas, Blue Flame Credit Union continues to be a safe haven for members looking for a safe and sound financial alternative.
7950 Nations Ford Road, Suite 17, Charlotte, NC, 28217
Vibrant Morgage specializes in helping our clients reduce the headaches of refinancing or purchasing a new home. We at Vibrant have more than a decade of experience and have assisted many clients in achieving their goal of homeownership. We do that by simplifying the process and acting as an advocate for our clients.
Mullinix Mortgage Group is a trusted local lender, backed by an independent mortgage company with more than 20 years in the industry.
Founded by one of The Carolina’s top mortgage professionals, Will Mullinix, Mullinix Mortgage Group has established itself as a leader in the industry
1415 Vantage Park Drive, Suite 700, Charlotte, NC, 28203
LendingTree is a lot more than mortgages. We are an online loan marketplace for various financial borrowing needs including auto loans, small business loans, personal loans, credit cards, and more. We also offer comparison shopping services for autos and educational programs. Together, these services serve as an ally for consumers
2125 Southend Drive, Unit 451, Charlotte, NC, 28203
Peak Financial Group, Inc. is a family-owned mortgage business, licensed in NC and SC, located in Historic Southend, Charlotte. The business opened its doors in September 2011 and also Peak specializes in industry knowledge/expertise, personalized customer service, low interest rates, competitive pricing, and diverse loan programs.
2923 South Tryon Street, Suite 220, Charlotte, NC, 28203
At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs
828 East Boulevard, Suite 301, Charlotte, NC, 28203
Our experience enables us to find the mortgage program tailored to your needs. With our history and knowledge of our investor’s guidelines, we can give you a proper mortgage experience with no surprises. We welcome your questions and the opportunity to discuss your next refinance or purchase.
