USDA and FHA Pro and Con in Sauk-Rapids, Benton County, MN
In 2025, the USDA loan limit for Sauk-Rapids in Benton, MN, is set at $285,000. The FHA limit for a single-family home is $356,362.
Make use of the Lendersa® USDA loan calculator to contrast current USDA and FHA rates, assessing the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, assisting in choosing the best program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Sauk-Rapids, County of Benton, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Programs in Sauk-Rapids, MN
Lendersa®'s aim is to swiftly provide the optimal USDA or FHA loan without hassle. Choose from one of three starting points that connect you with suitable lenders and USDA loan programs.
The USDA home loan, which is backed by the Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, offering a notable advantage for qualifying buyers.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchasing to refinancing and to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best interest rates.
1101 Perimeter Drive, Suite 460, Schaumburg, IL, 60173
American Financial Mortgage Services, Inc. was founded in June, 1993. We have survived the economic recessions that have hit this country by providing our customers with low rates and low costs on all our mortgage products. The average loan officer at American Financial Mortgage Services.
917 North Plum Grove Road, Suite C, Schaumburg, IL, 60173
Since 2003, Creative Lending Solutions has been making it easier to procure the best commercial real estate financing available. Our long-term relationships with national banks, local banks and conduit leaders uniquely position us to find high-value borrowing opportunities for our clients.
1700 East Golf Road, Suite 100, Schaumburg, IL, 60173
HomeTown Lending Partners we want to make your loan experience satisfying and rewarding. Our seasoned Mortgage Consultants will carefully guide and educate you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy
1375 Remington Road, Suite C, Schaumburg, IL, 60173
Dimitre Dimitrov Owner of Connect Mortgage Corp in Schaumburg, IL. I have learned how to structure all types of deals and provide quality service for all of my clients. If you are looking for a good mortgage broker I am available to offer same day pre approvals, personally monitor your transaction and offer face to face appointments.
850 E Higgins Rd, Suite 125W, Schaumburg, IL, 60173
We are a full-service mortgage company based in Schaumburg, IL. We specialize in FHA Loans and Conventional Loans in Chicagoland area and across IL. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment
475 North Martingale Road, Suite 100, Schaumburg, IL, 60173
Key Mortgage is a full-service financial products provider consistently ranking among the top lenders in Chicagoland. The company has twice been named a Top Employer by National Mortgage Professional magazine and a top lender by Chicago Agent magazine. It has also been recognized for excellence both in Illinois and nationally by Ask a Lender.
1300 E Woodfield Rd, Suite 304, Schaumburg, IL, 60173
Zachary Karp Mortgage Team understands that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home.and Zachary Karp is your local and trusted Schaumburg mortgage lender.
1475 E Woodfield Rd, Suite 110, Schaumburg, IL, 60173
HomeTrust Mortgage Corporation is a Mortgage Banker that provides high quality financial services to the public. HomeTrust was founded in 1995 It is our mission to provide high quality mortgage programs at the most competitive rates. We fund Conventional, FHA, VA, and Jumbo mortgages tailored to your unique situation.
Equitable Bank was established in 1882 shortly after the community of Grand Island was incorporated. It was organized by a small group of pioneers and was called, at that time, Grand Island Building & Loan Association. For nearly 140 years Equitable Bank has served the community of Grand Island & the surrounding area providing financial services.
