In 2025, the USDA loan limit for St.-Joseph, situated in Stearns county, MN, is set at $285,000, whereas the FHA loan limit is $356,362 for a single-family property.
Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates, allowing you to assess the income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA programs, aiding you in choosing the right option for your financial needs in Alabama.
2025 loan limits and downpayment requirements in St.-Joseph, Stearns county, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in St.-Joseph, MN
At Lendersa®, we aim to help you secure the most favorable USDA or FHA loan hassle-free. Start with one of three options that connect you with suitable lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage via the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It's available solely in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
Molex Employees Federal Credit Union is a top-rated financial institution in business for over 35 years providing a broad array of financial products and services for Molex employees and their family members.
We pride ourselves in combining the expertise of a large financial institution with a more personalized approach to customer service
Lisle Savings Bank was originally chartered on July 19, 1917 as Sacramento Avenue Building & Loan Association. Our doors were opened at 2307 S. Sacramento Avenue in Chicago, Illinois. In that charter, our founding fathers opened the building & loan with the object of building and improving of homesteads and the accumulation of funds to loan among.
Fortune Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
We're more than just a bank. In 1956, a group of educators at Wheaton Community High School founded the future DuPage Credit Union. Now over 60 years later, the Credit Union continues to be inspired by our members to deliver a memorable banking experience, to help you with life's events, big and small.
Partnership Financial Credit Union (PFCU) is a member-owned financial institution serving more than 15,000 members. We remain dedicated to maintaining close, personable relationships with our members while delivering the best possible products and services. We strive to offer the most competitive products
8930 Waukegan Road, Suite 100, Morton Grove, IL, 60053
Northwest Community Credit Union was first organized in 1939 by the members of a church on the northwest side of Chicago. It has since grown into a reliable, trustworthy cooperative with a full breadth of financial services. Our members come from seven towns, thirty parishes and numerous employee groups to work with a partner they trust.
One Mid America Plaza, Suite 800, Oakbrook Terrace, IL, 60181
NEO represents the new way of doing home loans. We advise you how to pay off your mortgage and consumer debts faster and with much lower cost – all while maximizing your wealth. We focus on your long-term, comprehensive wealth strategy over the short-term mortgage transaction. Founded in 2021.
17 West 220 22nd Street, Suite 250A, Oakbrook Terrace, IL, 60181
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
