In 2025, the USDA loan limit for St.-Joseph, situated in Stearns county, MN, is set at $285,000, whereas the FHA loan limit is $356,362 for a single-family property.
Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates, allowing you to assess the income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA programs, aiding you in choosing the right option for your financial needs in Alabama.
2025 loan limits and downpayment requirements in St.-Joseph, Stearns county, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in St.-Joseph, MN
At Lendersa®, we aim to help you secure the most favorable USDA or FHA loan hassle-free. Start with one of three options that connect you with suitable lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage via the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It's available solely in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
Since 1922, we have served Tensas and surrounding parishes. Our goal has always been to provide our customers with great solutions and services at the local level. We are local people making local decisions. Come see what Homegrown service is all about. Tensas State Bank; Homegrown since 1922 and proud to be Loyal to Local.
Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
Secure Private Funding will help you receive cash back on your free and clear rental properties and assist you with your investment real estate purchases. We will not check your credit score or look at your monthly income for you to qualify for our loans. You will increase your working capital to better take advantage.
Alpine Credit Union customize a home loan to fit your specific needs. We can provide you with several financing options. These options all provide you with a competitive rate, low closing costs, and fast approval/funding.
Benefits of using Alpine Credit Union’s Mortgage Department.
Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
Ravalli County FCU was known as Ravalli County Federal Employees Credit Union Association. It was a state chartered credit union with membership restricted to employees of the Rocky Mountain Lab and the Forest Service. Over the years additional groups were allowed to join the credit union
