USDA and FHA Pro and Con in St.-Joseph, Stearns County, MN
In 2025, USDA loan limit in St.-Joseph, county of Stearns, MN is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in St.-Joseph, county of Stearns, MN
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in St.-Joseph, MN
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
180 North Riverview Drive, Suite 150, Anaheim, CA, 92808
At GoModern Lending we believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs & have what it takes to make a difference in your next mortgage transaction. Call us today to get a free quote and overview of current market conditions affecting.
8175 East Kaiser Boulevard, Suite 218, Anaheim, CA, 92808
We are a full service mortgage company which has made the home loan process easy. With experts in all the current residential programs including FHA, VA, Fannie Mae, Freddie Mac, Jumbo, and Reverse Mortgage lending. You can count on Instant Capital to close your purchase or refinance home loan, and close it in the most efficient, cost effective
8175 E. Kaiser Blvd, Suites 201, 202, 203, Anaheim, CA, 92808
Founded in 1988, Cornerstone Home Lending, Inc. is a full-service mortgage lender. Thirty years later, we're still committed to the core values we started with: lending with a servant's heart, closing mortgages on time, treating our borrowers like people and not just a number, and making buying a house feel easy.
Home Loan Solutions, an established Orange County lender that services all of California, and specializes exclusively in residential loans. If you are seeking mortgage professionals that have endured the industry changes of the past decade with integrity and risen to the top as a result.then we may be your ideal lending solution.
Western Pacific Home Loans is a mortgage broker with operations in one state. Western Pacific Home Loans offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. Western Pacific Home Loans is a FREEandCLEAR Technology All Star.
At Prime Broker Loans LLC. We are a full-service mortgage company based in Yorba Linda, CA. We specialize in FHA and Jumbo Home Loans in Yorba Linda. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 92886, we can help you realize your dream of homeownership
We provide our home buying clients with local expertise to help them find the ideal home and neighborhood to suit their lifestyle. We represent new home developers who specialize in building luxury homes in prime residential neighborhoods. Each home is crafted to offer the best in contemporary design and amenities.
American Commerce Mortgage has been providing clients in California with mortgage financing solutions since 1986. Our excellent reputation as a trusted mortgage professional has been built on our ability to provide fast financing solutions for borrowers. Our integrity and dedication to customer service.
