In 2025, for a single-family home in South-St.-Paul, located in the county of Dakota, MN, the USDA loan limit is set at $322,000. On the other hand, the FHA loan limit is $402,500.
To effectively compare the best USDA and FHA rates available today, the Lendersa® USDA loan calculator is a useful tool. It helps in identifying what income, credit score, reserves, and documentation are necessary to qualify. Our enhanced mortgage calculator also provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs, assisting you in finding the most appropriate option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in South-St.-Paul, County of Dakota, MN
Loan Type
Loan Limit
Down payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in South-St.-Paul, MN
At Lendersa®, we are committed to helping you secure the best USDA or FHA loan swiftly and effortlessly. Begin by choosing from three starting points that lead to matching lenders and explore USDA loan programs.
The USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or simply a USDA mortgage. These loans are exclusively available for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans require no down payment, making them advantageous for eligible buyers.
This program is crafted to facilitate homeownership in rural regions by eliminating upfront financial barriers. By doing so, it supports the development and residence sustainability in these rural areas, ensuring communities thrive and residents gain access to quality housing solutions without facing conventional financial hurdles.
2500 Westchester Avenue, Suite 411, Purchase, NY, 10577
Our mission is to do good by you and for you, by returning profits in the form of our competitive rates, low fees, simple rules, clear communication, frictionless delivery and unbiased advice. Quorum is banking that’s focused on you, and how our products and services can help you live life as you choose.
At Cardinal Mortgage Corp., we provide an extremely important service in the field of mortgage finance, including the loan origination, working closely with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan, and making sure that you, the borrower is protected in all areas of the loan.
Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue,
Suite 405, Purchase New York 10577.
We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages.
We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding 50
Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue,
Suite 405, Purchase New York 10577.
We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages.
We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding
Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.
The Commercial Bank of Ozark was chartered in 1959 and has served the citizens of Ozark and Dale county to the present. Douglas Brown organized the bank because the financial needs for new construction were going unmet by the community's primary bank. Members of the initial board of directors included Douglas Brown, William C. Brown, etc
3210 N. Frazier Street, Suite A, Conroe, TX, 77303
As a premier lender in Montgomery and Harris County for the past 10 years, we pride ourselves on complete customer satisfaction. If you are looking for a home and/or home mortgage in Houston, Conroe, Lake Conroe, The Woodlands or anywhere in Texas, there are a wide variety of options to choose from.
79-21 Metropolitan Avenue, Middle Village, NY, 11379
Cross County Savings Bank is a local, FDIC-insured mutual savings bank that was originally founded in 1888 as Bushwick Savings & Loan Association of New York. Since such time, we have gone through various name changes, but our mission has remained the same… to make a difference in the lives of our local customers.
Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.
The Texas Mortgage Pros team consists of mortgage professionals all over Texas. We are committed to providing our clients with the highest quality service for your mortgage needs. Combined with the lowest rate and multiple loan programs available in your area – Spring, San Antonio, Tomball, The Woodlands, Dallas, Austin and Houston, Texas.
Tempo Funding is a private lender that provides Hard Money and Transactional Funding Loans for Short Sales, REOs and other Discounted Short Term "Fix and Resell" transactions.
Our focus is Short-Term bridge loans for minor or no rehab projects, with the clearly defined exit strategy, typically under 120 days. We work mostly in the residential
Our credit union was chartered in 1952. Membership was limited to telephone company employees and their family members. The original credit union was operated out of the home of Ray and Marjean May. After their retirement, Tom and Doris Fletcher took over the management of the credit union
