In 2026, for a single-family home in South-St.-Paul, located in the county of Dakota, MN, the USDA loan limit is set at $322,000. On the other hand, the FHA loan limit is $402,500.
To effectively compare the best USDA and FHA rates available today, the Lendersa® USDA loan calculator is a useful tool. It helps in identifying what income, credit score, reserves, and documentation are necessary to qualify. Our enhanced mortgage calculator also provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs, assisting you in finding the most appropriate option for your financial situation in .
2026 Loan Limits and Down Payment Requirements in South-St.-Paul, County of Dakota, MN
Loan Type
Loan Limit
Down payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in South-St.-Paul, MN
At Lendersa®, we are committed to helping you secure the best USDA or FHA loan swiftly and effortlessly. Begin by choosing from three starting points that lead to matching lenders and explore USDA loan programs.
The USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or simply a USDA mortgage. These loans are exclusively available for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans require no down payment, making them advantageous for eligible buyers.
This program is crafted to facilitate homeownership in rural regions by eliminating upfront financial barriers. By doing so, it supports the development and residence sustainability in these rural areas, ensuring communities thrive and residents gain access to quality housing solutions without facing conventional financial hurdles.
Catalina Mortgage Company, Inc. was formed in 1979 to provide borrowers access to the Commercial Capital Market for financing of commercial, apartment and mobile home park properties. Since our beginnings we have originated over $5 Billion in apartment and commercial real estate loans nationwide.
I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc
230 Main Street, Suite B, Safety Harbor, FL, 34695
Embassy Mortgage has a commitment to excellence in service while providing solutions and results in the mortgage process. We pride ourselves with dedicated and sincere personal service. With us you are not a number and will enjoy the attention you deserve. All of our loan officers and processors have Federal and State Mortgage Broker Licenses.
"Clearwater Mortgage is a family run business. Founded by Scott Chinchar (Scotty to most) and Sandy Chinchar, husband and wife, along with their son, Jesse Chinchar. Jesse is otherwise known as Coach Jesse, (of the getting more and more famous Clearwater Academy International Knights football team)."
600 CLEVELAND STREET, SUITE 212, Clearwater, FL, 33755
Acopia's experienced loan advisors are committed to helping qualified borrowers realize their dream of home ownership by providing superior customer service and innovative products. We are mortgage banking professionals committed to making our communities a better place to live and work.
Thomas My Mortgage Guy specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague.
American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service
Local 606 Electrical Workers Federal Credit Union is a not-for-profit cooperative financial institution, owned by our members. Each member has one vote in elections, which are held annually in order to select members to serve on the Board of Directors. These volunteers represent various member companies, which in turn offer credit union benefits.
We essentially perform the same duties but offer different services. Those services occur before and after the transaction is completed. All Loan Officers can offer a client a 10, 15, 20, or 30 year mortgage at a competitive interest rate. They can make you promises about their advanced technology and services.
Florida Community Loan Fund serves the 3rd most populated state in the U.S. by providing flexible financing and staff expertise to help projects succeed and help organizations improve lives and low-income communities. Our Impact has provided $470 million in lending statewide, into projects totaling $1.2 billion in total construction project
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"With more than 26 years in business, we have gained the insight to effectively assist you in matters such as home purchases and refinances. We are experienced in residential, investment, and commercial real estate.
Our team observes and analyzes market trends, and we are highly knowledgeable in the real estate buying and selling process."
