In 2026, the USDA loan limit for Newport, within the county of Washington, MN, is $0. For a single-family home, the FHA loan limit stands at $515,200.
Use Lendersa® USDA loan calculator to compare the best current rates for USDA versus FHA loans, determining the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, assisting you in deciding which program best suits your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $515,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly get you the best USDA or FHA loan with minimal hassle. Choose one of three starting points that lead to matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, making them an attractive option for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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