USDA Vs. FHA Pro and Con comparison in St.-Paul, Ramsey County, MN
In the year 2025, the USDA loan cap available in St.-Paul within Ramsey county, MN stands at $0. For single-family residences, the FHA cap is $402,500.
Discover how the USDA and FHA rates compare today by using the Lendersa® USDA loan calculator. Gauge the necessary income, credit scores, reserves, and documentation you need for qualification. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most suitable program in for your unique financial scenario.
Explore 2025 loan caps and down payment criteria in St.-Paul, located in Ramsey county, MN
Loan Category
Maximum Loan
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Examine USDA and FHA Mortgage Options in St.-Paul, MN
Lendersa® aims to provide you with the top-tier USDA or FHA loans swiftly and efficiently, without any complications. Choose between three different starting options for matching lenders and USDA loan plans.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed for use in rural communities only. This mortgage requires no down payment, unlike FHA loans which necessitate at least a 3.5% down payment.
We are a full-service residential financing provider delivering funding solutions to Chicagoland and northern Illinois. We are also recognized as the industry leader in renovation and construction financing with 25+ years of expertise and unique offerings that provide excellent terms and financial flexibility.
Coda Financial Group Inc have a 30+ Years of Experience Residential, Investment, and Commercial Loans Setting the pace Helping our clients through the real estate buying process and also we 30+ Years of Experience. Residential, Investment, and Commercial Loans Setting the pace. Helping our clients through the real estate buying process.
6825 Hobson Valley Drive, Suite 201, Woodridge, IL, 60517
We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
Unified Homeowners of Illinois Federal Credit Union
4464 N Milwaukee Avenue, Chicago, IL, 60630
Unified Homeowners of Illinois Federal Credit Union is an federal credit union whose philosophy is to deliver sound financial information and services that help Illinois homeowners maintain and improve their homes.
Unified Homeowners of Illinois was chartered in February 2006. Unified Homeowners’ of Illinois Federal Credit Union (UH of IL FCU)
4849 N. MIlwaukee Ave, Suite 801, Chicago, IL, 60630
Alexander Villegas, CEO & Founder of Premier Capital Solutions, recognized the need for a new company to meet the needs of a new economy. As the financial and real estate markets have rapidly changed in recent years, he recognized a considerable need for a financial servicing solution that goes well beyond the capabilities of traditional servicers.
Simply Financial Inc are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history.
For over a century, we have remained committed to helping the people and businesses of the West Shore community improve their financial well-being. As a local business, we employ over 100 people at nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live.
Safe Harbor Credit Union was chartered in 1952 by employees of the Ludington Plant of Dow Chemical Company. The founders established our credit union to provide a safe, friendly environment where Dow’s Ludington employees and their families could place their savings and receive a good rate of return, as well as borrow for productive purposes.
10555 W. Cermak Rd, Suite 2, Westchester, IL, 60154
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply
