USDA Vs. FHA Pro and Con comparison in St.-Paul, Ramsey County, MN
In the year 2025, the USDA loan cap available in St.-Paul within Ramsey county, MN stands at $0. For single-family residences, the FHA cap is $402,500.
Discover how the USDA and FHA rates compare today by using the Lendersa® USDA loan calculator. Gauge the necessary income, credit scores, reserves, and documentation you need for qualification. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most suitable program in for your unique financial scenario.
Explore 2025 loan caps and down payment criteria in St.-Paul, located in Ramsey county, MN
Loan Category
Maximum Loan
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Examine USDA and FHA Mortgage Options in St.-Paul, MN
Lendersa® aims to provide you with the top-tier USDA or FHA loans swiftly and efficiently, without any complications. Choose between three different starting options for matching lenders and USDA loan plans.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed for use in rural communities only. This mortgage requires no down payment, unlike FHA loans which necessitate at least a 3.5% down payment.
Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.
11551 Nuckols Road, Suite G, Glen Allen, VA, 23059
Colonial 1st Mortgage We are a broker, which gives us the ability to shop multiple banks to find the right loan for you. We process your loan in house so that you are talking directly with us from beginning to end We offer an online application process or if you prefer to apply in person we are right here in Richmond.
TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.
KB Mortgage LLC operates under the key principles of the Triple Bottom Line recognizing that people and the planet are as important as profits.This sustainable business model enables us to consistently offer the lowest possible mortgage rates. This sustainable business model enables us to consistently offer the lowest possible mortgage rates.
Riverside Funding we are proud to service all your mortgage requirements with a wide variety of loan programs. We realize that in today’s financial setting there is a need for many diverse loan programs able to be customized to your own criteria, including conventional fixed rate and adjustable rate mortgages, VA and FHA loans, Investor loans.
Mahoney Mortgage Group is a mortgage brokerage based in Richmond, Virginia. Our experience and client centered approach ensures that we get to know each client and their specific needs. With our personal attention and our vast network of lending partners, we will find the best product at the best rates for our clients.
Roscoe State Bank's long history of growth and stability is directly tied to its unique culture, where we believe in treating our customers like neighbors. As you enter our bank we want to greet you as if it was across the fence of your backyard. We provide banking services that answer to where you are in your life.
1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.
On March 22, 1892, a citizens meeting was held at the Jasper County Courthouse, Monticello, Georgia, to issue stock at $100.00 per share to establish Bank of Monticello. The Jackson Banking Company was custodian for the funds. Operations began in a storeroom rented from M. S. and L. O. Benton. A lot was offered by James Lewis
