USDA Vs. FHA Pro and Con comparison in Roseville, Ramsey County, MN
As of 2025, the USDA loan limit in Roseville, which is in Ramsey county, MN, is set at $0. Meanwhile, the FHA limit for a single-family home sits at $515,200.
Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA against FHA loans. Identify the necessary income, credit, reserves, and documents to qualify. With our advanced calculator, you can view USDA, FHA, Conforming, and VA loans side by side to decide which program in best suits your financial situation.
2025 Loan Limits and Down Payment Needs in Roseville, County of Ramsey, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Roseville, MN
Lendersa®'s aim is to facilitate your access to the most suitable USDA or FHA loan easily and swiftly. You can choose from three different paths to find matching lenders and USDA loan programs.
A USDA home loan is a mortgage insured by the government via the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—and it is available to those in rural areas only. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages require no down payment.
Opendoor Loan Servicing is a bonded and state licensed residential loan servicing company. We are the bridge between the lender and the borrower. We save time for the lender by fully managing each portfolio while providing excellent customer service to the borrowers. Customer service is excellent in Opendoor Loan Servicing.
Nuwave lending provides financing for homes. We offer loan programs for conventional, FHA, VA, Jumbo, Self-Employed Borrowers, Bank Statement Loans, and Investment Property loans and also NuWave is dedicated to providing a fast, transparent digital mortgage experience backed by superior customer support.
We Make Home Loans That Are As Unique as You. We have the expertise to help you find a great mortgage solution. A 17 year veteran in the mortgage industry, Lisa is passionate about her customer's experience and satisfaction. Lisa McClellan pride herself on exceeding her customer’s expectations in finding the best rates, service, and options.
Faith Mortgage LLC offers a variety of loan programs to meet your needs. Available to you are FHA, VA, Conventional and USDA loan types. Ready to purchase a home, refinancing your existing home or needing cash out to do improvements or payoff debt, contact Faith Mortgage LLC 205-655-7250
Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.
At Stonebriar Mortgage. Based in Dallas, TX, we serve customers in and around the Dallas metropolitan region. Our team has assisted clients throughout the state of Texas including San Antonio, Houston, Austin, Highland Park, Prosper, Frisco, Plano, McKinney, Canyon Lake, Seguin, TX, and the surrounding areas.
Dallas Mortgage Associates committed and passionate professional who puts my clients' best interests and satisfaction above all else. My teams determination to cater to our clients' specific needs coupled with our market expertise, attention to detail and superior negotiating skills allows you to receive first class service.
Guthrie Community Credit Union is a member-owned, not-for-profit financial cooperative. GCCU is federally insured by NCUA and an Equal Housing Lender Guthrie Community Credit Union is a full-service financial institution based in Sayre, PA.Our Mission is to provide members with the highest quality financial services.
