USDA Vs. FHA Pro and Con comparison in Roseville, Ramsey County, MN
As of 2025, the USDA loan limit in Roseville, which is in Ramsey county, MN, is set at $0. Meanwhile, the FHA limit for a single-family home sits at $515,200.
Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA against FHA loans. Identify the necessary income, credit, reserves, and documents to qualify. With our advanced calculator, you can view USDA, FHA, Conforming, and VA loans side by side to decide which program in best suits your financial situation.
2025 Loan Limits and Down Payment Needs in Roseville, County of Ramsey, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Roseville, MN
Lendersa®'s aim is to facilitate your access to the most suitable USDA or FHA loan easily and swiftly. You can choose from three different paths to find matching lenders and USDA loan programs.
A USDA home loan is a mortgage insured by the government via the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—and it is available to those in rural areas only. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages require no down payment.
425 2nd Street SE, Suite 370, Cedar Rapids, IA, 52401
Contract Exchange Corporation was founded in April of 1981. At the time, interest rates were near their all-time highs as the Federal Reserve “wrung” inflation out of the economy. With 30 year mortgage rates around 17%, many Sellers turned to that age old instrument, the Land Installment Contract as a means to sell their properties.
6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.
One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.
Bankers’ Bank has created a product suite customized to meet community based financial institution needs, helping community banks remain competitive and thriving in their communities. As a leading provider of financial products and services for over 700 community banks, Bankers’ Bank is focused is on helping the community bank market succeed.
We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.
QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.
The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.
Thompson Kane believes mortgage lending is about serving you. We take great pride in helping you realize one of life’s great dreams. That means providing the right loan, at a great rate, and closing on time every time! It also means we’re looking out for you every step of the way, helping you get acquainted with your options
