USDA Vs. FHA your options comparison in Stillwater, Washington County, MN

In 2025, USDA loan limit in Stillwater, county of Washington, MN is $0 while FHA limit is $515,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Stillwater, county of Washington, MN

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Stillwater, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • East Bay Capital
  • 3406 Zaccaria Way, Stockton, CA, 95212
  • We have been helping home owners, investors and commercial property owners since 1984. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide real estate and real estate loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • The Local Lenders
  • 2451 Jamacha Road, Suite 105, El Cajon, CA, 92019
  • At Local Lenders, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Consolidated Lenders Group
  • 2037 Shire Drive, El Cajon, CA, 92019
  • Sandy was born in San Diego, California. She brings 40 plus solid years to the real estate finance industry. As Founder of Consolidated Lenders Group, Sandy specializes in real estate purchases for residential, commercial, land, high-rise, co-ops, syndicates, and partnerships. She endured the days of the FDIC, where the Savings
  • SE Marketing
  • 8409 Friends Ave, Whittier, CA, 90602
  • Full Spectrum lending, Fannie Freddie, VA, FHA, Non-QM, Reverse, Fix and Flip, Private Equity. Quick Approval and Funding: Time is of the essence in the fix-and-flip business. Our streamlined application process and quick turnaround times mean you can secure funding and get started on your project without delay.
  • Lending Enterprise
  • 7007 Washington Ave, Suite 311, Whittier, CA, 90602
  • Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and provide the best home loan experience for our customers and business partners, with ethics, win-win mindset, and most importantly, with integrity.
  • Legacy Capital Funding
  • 7007 Washington Ave, Suite 301, Whittier, CA, 90602
  • Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.
  • Nationwide Home Loans
  • 8152 Painter Avenue, Suite 200, Whittier, CA, 90602
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
  • TALIMAR FINANCIAL
  • 16880 West Bernardo Drive, #140,, San Diego, CA, 92127
  • TaliMar Financial is a San Diego hard money lender that specializes in funding residential and commercial hard money loans and all in type of loan, has been a valuable lending partner through several projects. They've taken time to gain an in-depth understanding of our business model and provide financial solutions that help us grow our business.
  • North County Credit Union
  • 17045 Via Del Campo, San Diego, CA, 92127
  • North County CU is a not-for-profit financial cooperative owned by its members. As a not-for-profit cooperative, we're always looking for ways to save you money any way we can. North County CU representatives are rewarded for finding you the best deal - not on making record profits.