In the year 2025, within the Stillwater of Washington county in MN, the USDA loan limit is set at $0, while the FHA loan limit is $515,200 for a single-family residence.
Utilize Lendersa®'s USDA loan calculator for comparing the prevailing USDA versus FHA best rates. It aids in determining the necessary income, credit score, reserves, and documentation needed to qualify for these loans. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on which program in aligns best with your specific financial needs.
Loan Limits and Down Payment Requirements for 2025 in Stillwater, County of Washington, MN
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Stillwater, MN
The primary aim of Lendersa® is to provide you with the most advantageous USDA or FHA loan swiftly and without difficulty. Begin by selecting one of three starting points that guide you to lenders and programs that best match your requirements.
A USDA home loan, secured by the U.S. Department of Agriculture and commonly called a USDA rural development loan or simply a USDA mortgage, is available only in rural neighborhoods. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all, making them an attractive option for homebuyers who qualify.
This type of loan is designed to support the development and sustainability of rural areas by facilitating easier access to homeownership. It eases financial barriers for potential homeowners in these regions, promoting economic stability and growth within the community. As such, USDA loans play an integral role in ensuring rural neighborhoods flourish by offering residents a viable path to owning a home without the initial financial burden typical in other loan programs.
Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.
In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.
Iowa Trust and Savings Bank is proud to be your locally owned community bank. We are deeply rooted in Appanoose County and the surrounding areas. Iowa Trust and Savings Bank originated from the charter of two banks on July 13, 1896. The bank is still owned by the same family and opened in our current Centerville location on June 30, 1965.
November 3, 1980: Community State Bank opened its doors for business to meet the needs of the people of Galva and surrounding communities. Organized by local businessmen, the Bank started with $1 million in stock that was sold to 240 local investors. Our people are your people! Our insurance services help you worry about one less thing.
We are a relationship-based bank with ideas to drive your business forward. We live and work in the communities we serve, so our bankers understand the local market – and your industry. With $21.2B in assets, we have the resources to partner with our clients to provide customized solutions. Currently, we serve nearly 25, 000 commercial clients
Prime Security Bank has provided its customers with high quality service since 1925. Since our inception, business and personal customers have appreciated the differences we offer that are not commonly available from the large banks. We know our customers as friends and neighbors. We work for you and make decisions at a local level.
We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.
Don Elbert a mortgage banker offering all mortgage products including FHA, VA, Conventional and Jumbo. Serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state for the past 18 years. Don also a trusted mortgage advisor to many CPA’s and Financial planners in the area.
