USDA Vs. FHA your options comparison in Grant, Washington County, MN

In 2025, the USDA loan limit for Grant in Washington, MN is set at $0, while the FHA limit for a single-family home is $515,200.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Find out the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program that suits your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Grant, Washington, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Grant, MN

Lendersa® strives to quickly provide you with the best USDA or FHA loan options without hassle. Choose one of three starting methods leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MN

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage. It is available only in rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Abacus Federal Savings Bank
  • 6-8 Bowery, DOD 3rd Floor, New York, NY, 10013
  • Abacus Federal Savings Bank was founded in December, 1984 by a group of business leaders from the Chinese community in New York City. The founders' purpose in starting Abacus Bank was to provide financial services to immigrants and local residents of lower Manhattan. As the Chinese immigrant population grew, Abacus Bank has retained.
  • Portico Mortgage Inc
  • 139 centre street, Suite 806, New York, NY, 10013
  • Portico Mortgage Inc. offers a multitude of services and tailored advice to assist you in your business endeavors. We provide residential and investment programs. We offer fast, easy approval and customer-tailored loan products at the competitive rate. We assist new and existing customers with professional and thoughtful person services.
  • Carver Federal Savings Bank
  • 75 West 125th Street, New York, NY, 10027
  • Founded in 1948, and named for agricultural researcher and scientist George Washington Carver, Carver Federal Savings Bank formally began operations on January 5, 1949 on 125th Street in Harlem, providing local residents a place to save and obtain mortgages to buy homes in their own communities.
  • Excel Capital Management, Inc.
  • 108 Greenwich St, 5th Floor, New York, NY, 10006
  • Excel Capital is an industry leader in providing financial products that are hard to obtain or unavailable through traditional lending channels. Excel capital offers the right source of capital for small business owners to finance day-to-day operations and invest into your company’s growth. We understand that every businesses needs are different.
  • Diversified Funding Group USA
  • 61 Broadway, Suite 2780, New York, NY, 10006
  • Diversified Funding, we strive to always provide outstanding customer experiences and honest, reliable advice. We take the time to learn about each client’s goals, to educate on the variety of available options, and to recommend a solution that fits the client’s needs. This customer-centric approach smooths the buying process.
  • Think One Mortgage Inc
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  • "The Think One Mortgage Inc mission is to provide our clients with a full service mortgage experience. We believe that knowledge helps to de-mystify the mortgage process.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality servic
  • US Courthouse FCU
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  • US Courthouse FCU is a not-for-profit financial cooperative that is owned and operated by its members. We provide our members with money saving products and services. You can find out more about these products and services, and get other important credit union information, by browsing through this web site.
  • Municipal Credit Union
  • 2 Lafayette Street, New York, NY, 10007
  • Municipal Credit Union has been serving the financial needs of our members since 1916. The credit union was chartered in response to the concern of New York City Mayor, John Purroy Mitchel, who wanted city employees to have a way to save at reasonable rates and a low cost borrowing alternative to loan sharks.
  • Better Mortgage
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  • Better.com is one of the fastest growing home ownership startups in the country, having grown 3.5x year-over-year and funding over $2 billion in mortgages a month. The fintech disruptor dismantled the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting appointments.
  • Rio Grande Credit Union
  • 301 Rio Bravo Boulevard SE, Albuquerque, NM, 87105
  • Rio Grande Credit Union was started by City of Albuquerque employees in 1953. Since that time, we have merged with San Ignacio Credit Union and the Albuquerque VA Federal Credit Union and New Mexico Central Credit Union. In addition to these fine organizations, we also serve employees, volunteers, residents and members of numerous companies.