USDA VS FHA in Grant, Washington County, MN

In 2026, the USDA loan limit for Grant in Washington, MN is set at $0, while the FHA limit for a single-family home is $515,200.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Find out the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program that suits your financial situation in .

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Grant, Washington, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Grant, MN

Lendersa® strives to quickly provide you with the best USDA or FHA loan options without hassle. Choose one of three starting methods leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MN

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage. It is available only in rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Grant Lenders

  • Cities Credit Union
  • 3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
  • Lends in Minnesota
  • Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.

  • Novation Credit Union,
  • 500 Imperial Avenue, Oakdale, MN, 55128
  • Lends in Minnesota
  • Novation is not like all of the other financial institutions who are open to serve anyone. We were chartered in 1954 by eight 3Mers for the purpose of providing attractive financial solutions to 3M employees, retirees, and their family members. This is still our mission and our success over the years proves it - we have grown to over $230 million

  • Platinum Bank
  • 7667 Tenth Street North, Oakdale, MN, 55128
  • Lends in Minnesota
  • We understand your challenges, because we, too, are a growth-oriented business. Our business-savvy professionals offer advice and insights that you will likely find unique to the business banking world. You know your business better than anyone, and Platinum Bank respects and appreciates this.

  • Premier Banks
  • 2866 White Bear Avenue, Saint Paul, MN, 55109
  • Lends in Minnesota
  • Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.

  • Ideal Credit Union
  • 2401 N McKnight Rd N, Saint Paul, MN, 55109
  • Lends in Minnesota
  • Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.

  • Lake Elmo Bank
  • 11465 39th Street N, Lake Elmo, MN, 55042
  • Lends in Minnesota
  • Lake Elmo Bank has built its tradition on a personal approach to banking. We get to know our customers so that we understand each customer's unique needs with the intent of building long-term financial relationships. This goal has been the foundation of our business for over 100 years.

  • Impact Mortgage LLC
  • 2796 Lisbon Avenue Court North, Lake Elmo, MN, 55042
  • Lends in Minnesota
  • Impact Mortgage was started in 2007. After working with a few different direct lenders and brokers since 2004, I decided that I could save my clients a lot of money by not charging all the unnecessary fees associated with purchasing or refinancing their home. So I took the self-employment leap in 2007 and have never looked back.

  • First State Bank and Trust
  • 950 Highway 95 North, Bayport, MN, 55003
  • Lends in Minnesota
  • First State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio.

  • NSP St. Paul Credit Union
  • 825 Rice Street, Saint Paul, MN, 55117
  • Lends in Minnesota
  • Northern States Power St. Paul Credit Union has been proud to exclusively serve the employees of XCEL (formerly NSP) Energy Company and their families. Since day one, NSP was founded to provide more specialized, hands-on service and better cater to the specific needs of our members—and above all else.