USDA VS FHA in Bayport, Washington County, MN

As of 2025, the USDA loan limit for Bayport, located in Washington county, MN, is $0, whereas the FHA limit for a single-family home is $515,200.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates today. Determine income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Bayport, Washington, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional $726,200 3%

Exploring USDA and FHA Loan Options in Bayport, MN

Lendersa®'s goal is to connect you with the best possible USDA or FHA loan options quickly and without hassle. Select one of three starting methods that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in MN

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Range Lending LLC
  • 67 South Squirrel Road, Auburn Hills, MI, 48326
  • Average mortgage brokers do what's best for them and not for you. At Range Lending, our team of the best and brightest in the mortgage business will find the best loan options for your situation. We recognize that you are a human and not just a loan number, and we treat you accordingly.
  • Parda Federal Credit Union
  • 2601 Cambridge Court, Suite 210, Auburn Hills, MI, 48326
  • PARDA Federal Credit Union is a unique and diverse organization. We pride ourselves in recruiting and retaining top talent to achieve our member service initiatives. We offer challenging positions, opportunities for advancement, and a business environment. PARDA also offers a number of employee benefits
  • Centerbrook Mortgage Company LLC
  • 28 North Saginaw Street, Suite 201, Pontiac, MI, 48342
  • At Centerbrook Mortgage Company, founded in West Bloomfield and based in Pontiac, Michigan, is built around our belief that acquiring a home loan should be a positive experience. When you work with us, you will be impressed by the level of service we will provide! We specialize in purchases, refinancing, investment properties.
  • Michigan Mortgage Solutions
  • 35 W Huron St, Suite 301, Pontiac, MI, 48342
  • Michigan Mortgage Solutions was created to serve as resource for future and current homeowners to use in order to get educated about their finances and make better mortgage financing decisions. We’ve assembled a team of experts in order to better meet the needs of our visitors and together we have over 30 years experience in mortgage lending
  • Creative Mortgage LLC
  • 711 Cherry Stone Drive, Canton, MI, 48188
  • Creative Mortgage, LLC we have the ability to offer competitive rates and pricing because we have more flexible pricing programs than lenders.We believe it is vital to keep you informed throughout the entire process. From the initial application to finishing up the whole process.
  • COAL Mortgage Lending LLC
  • 3332 Tall Oak Lane, Canton, MI, 48188
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ATA National Lender Services
  • 31440 Northwestern Highway, Suite 100, Farmington, MI, 48334
  • ATA National Title Group is a full-service title insurance agency providing comprehensive title and settlement services to companies and individuals involved in real estate transactions. We are licensed to issue title insurance in 27 states and offer title and settlement services in all 50 states. We additionally maintain 47 offices, staffed by 423
  • Level One Bank
  • 32991 Hamilton Court, Farmington, MI, 48334
  • Level One Bank is a full-service community bank headquartered locally in Farmington Hills, Michigan with locations throughout Metro Detroit, Ann Arbor, Jackson and Grand Rapids. Level One bankers are experienced, enthusiastic, and committed to personalized service. Most of our bankers escaped the constraints of a larger bank in search
  • Elite Home Funding
  • 30500 Northwestern Hwy, Suite 100, Farmington, MI, 48334
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Reverse Mortgages of Michigan
  • 31100 Northwestern Hwy, Farmington, MI, 48334
  • David J. Blatt specializes in residential lending services. As a reverse mortgage expert, he has been practicing for over 30 years and has been on the board of directors of the Michigan Brokers Association. This achievement led him to receive the Excellence Award from the Financial Freedom Senior Funding Corporation.
  • Option 1 Mortgage LLC
  • 28275 Orchard Lake Road, Suite 102, Farmington, MI, 48334
  • Option 1 Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.