USDA Loan Vs. FHA loan for Bayport, MN [Washington County Rates 2023]

In 2025, USDA loan limit in Bayport, county of Washington, MN is $0 while FHA limit is $515,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Bayport, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(507) 775-2316 70 miles Lender's profile and map Reviews First Security Bank 316 Byron Avenue North, Byron, MN, 55920 First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.
(507) 964-2256 71 miles Lender's profile and map Reviews Arlington State Bank 230 West Main Street, Arlington, MN, 55307 Arlington State Bank is a branch office of Arlington State Bank. They provide the following services: Full Service Office Location and are located at 230 West Main Street in Arlington Minnesota. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
(507) 267-4326 71 miles Lender's profile and map Reviews Elysian Bank 121 E Main St, Elysian, MN, 56028 At Elysian Bank we know you by name and provide fast, friendly service. We are a full service Minnesota bank providing the best in small town friendly atmosphere with professional banking services. When you bank with us, you’re doing business with people you know and trust. nd because we’re a local, independent bank, we’re able to respond quickly.
(320) 420-5259 71 miles Lender's profile and map Reviews Homewise Mortgage, LLC 9096 140th St NW, South Haven, MN, 55382 Greg has been in the mortgage industry for over 21 years. In that time he has helped hundreds of individuals to meet their goal of either purchasing a new home, refinancing an existing mortgage to save money, or consolidate their debts, enabling them to become debt free at a much faster pace.
(320) 864-3107 72 miles Lender's profile and map Reviews Security Bank & Trust Co. 2202 11th Street East, Glencoe, MN, 55336 Our success is made possible by the quality of our personal and business relationships. The products and services we offer are more effective by the relationships we build. We are committed to supporting the communities we serve and are dedicated to help meet their individual and business needs.
(320) 968-6300 72 miles Lender's profile and map Reviews Falcon National Bank 183 Cedar Drive, Foley, MN, 56329 At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.
(608) 626-3131 73 miles Lender's profile and map Reviews Waumandee State Bank S2021 County Road U, Waumandee, WI, 54622 Waumandee State Bank has been serving West Central Wisconsin since 1914. We strive for excellence in our products and customer service. Our employees take pride in helping to build strong communities through volunteer work, donations, and collaboration with local organizations. Waumandee State Bank strives to strengthen our communities.
(715) 635-8273 73 miles Lender's profile and map Reviews Indianhead Credit Union 104 East Maple Street, Spooner, WI, 54801 Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,
(507) 835-2740 76 miles Lender's profile and map Reviews The First National Bank of Waseca 101 North State Street, Waseca, MN, 56093 First National Bank is a local, family-owned and managed bank that has been proudly serving southern Minnesota since 1874. We strive to meet the growing needs of our customers while developing and maintaining the personal aspects of service that is synonymous with community banking.
(715) 985-3197 76 miles Lender's profile and map Reviews Independence State Bank 23942 Senty Drive, Independence, WI, 54747 Independence State Bank has been serving Independence and the surrounding communities since 1897. Originally called State Bank of Independence, our name was changed in 1998. Independence State Bank strives to be the community bank that people seek first in the communities we serve, by offering prompt, personalized service at fair rates.
(320) 654-9555 77 miles Lender's profile and map Reviews American Heritage National Bank 2915 2nd Street South, Saint Cloud, MN, 56302 American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.