In 2026, the USDA loan limit for a single-family home in Zimmerman, located in Sherburne county within MN, is $358,800. Meanwhile, the FHA limit is $515,200.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in selecting the ideal program for your financial requirements in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $358,800 | 0% |
| FHA | $515,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly secure the best USDA or FHA loan for you without hassle. Choose one of three paths to connect with matching lenders and USDA programs.
A USDA home loan, guaranteed by the government Department of Agriculture, is also called a USDA rural development loan and is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, providing significant accessibility benefits.
Enter your location to find out if it qualifies for USDA rural housing loan?
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