USDA VS FHA in Zumbrota, Goodhue County, MN

In 2025, the USDA loan limit for Zumbrota, in Goodhue county, MN, is $336,500. The FHA limit for a single-family home, on the other hand, stands at $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, and determine the necessary income, credit, reserves, and paperwork required to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your financial scenario in .

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2025 Loan Limits and Downpayment Requirements in Zumbrota, Goodhue, MN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Zumbrota, MN

Lendersa®'s aim is to swiftly provide you with the best USDA or FHA loans, hassle-free. Select one of three different paths that will connect you to matching lenders and USDA loan programs.

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Understanding USDA Loans in MN

A USDA home loan, supported by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, making them accessible to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • "Pinnacle Mortgage & Lending's core values include conducting business with sincerity, truth, and fairness. We serve a wide range of homebuyers with a variety of loan products and services. At Pinnacle Mortgage & Lending our goal is to help make the loan process stress free by empowering you."
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  • 3115 Conner Boulevard, Tallahassee, FL, 32311
  • FLAG Credit Union was originally chartered to serve the employees of the Florida Department of Agriculture and Consumer Services (FDACS). While we have expanded our field of membership and community access, we continue to highlight our proud roots and ongoing dedication to the FDACS
  • VALUE FUNDING INCORPORATED
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  • ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met
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  • Jefferson County Teachers Credit Union
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  • Credit Human Federal Credit Union
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