USDA VS FHA in Pine-Island, Goodhue County, MN

In 2026, the USDA loan limit for Pine-Island, in Goodhue county, MN, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare USDA vs. FHA rates. Determine the income, credit, reserves, and documents needed to qualify. With our advanced calculator, view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial scenario in .

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2026 Loan Limits and Down Payment Requirements in Pine-Island, Goodhue, MN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Pine-Island, MN

Lendersa® aims to quickly connect you with the best USDA or FHA loans without hassle. Choose one of three starting points to find matching lenders and USDA programs.

Lendersa USDA loan requests and matches

Understanding USDA Loans in MN

A USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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