For 2026, the USDA loan limit for Bolivar, within the county of Polk, MO, is $336,500. Meanwhile, the FHA limit for a single-family dwelling is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the finest USDA and FHA rates available today, and assess the income, credit score, reserves, and documentation needed for qualification. By using our enhanced mortgage calculator, you can directly view and compare USDA, FHA, Conforming, and VA programs side by side, assisting you in identifying the most suitable option for your financial scenario particularly in
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| Loan Type | Maximum Loan Amount | Minimum Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly help you secure the ideal USDA or FHA loan without complications. Start with one of our three options leading to matched lenders and USDA loan opportunities.
USDA home loans, guaranteed by the U.S. Department of Agriculture, are exclusively available in rural areas, commonly referred to as USDA rural development loans or USDA mortgages. Unlike FHA loans that typically require a minimum down payment of 3.5%, USDA mortgage loans do not necessitate any down payment, providing an appealing option for eligible rural homeowners.
Enter your location to find out if it qualifies for USDA rural housing loan?
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