USDA VS FHA in Republic, Greene County, MO

In 2026, the USDA loan limit for Republic in Greene county, MO, is $336,500, and the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's recommended USDA vs FHA rates, determining the necessary income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial needs.

Compare loan offers from 100 lenders

2026 loan limits and down payment requirements in Republic, Greene, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Republic, MO

Lendersa®’s goal is to quickly secure the best USDA or FHA loan for you with ease. Start with one of three options which result in a match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage, and it is available in rural areas only. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Republic Lenders

  • Bank of Billings
  • 104 NE Elm Street, Billings, MO, 65610
  • Lends in Missouri
  • Bank Of Billings is a branch office of Bank Of Billings. They provide the following services: Full Service Office Location and are located at 104 N E Elm Street in Billings Missouri.

    Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website

  • Volt Credit Union
  • 2624 West Republic Road, Springfield, MO, 65807
  • Lends in Missouri
  • "Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935.
    We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."

  • Foundation Credit Union
  • 1726 W Elfindale, Springfield, MO, 65807
  • Lends in Missouri
  • Since 1933, ​Foundation Credit Union​ has been operating within the Springfield community. During our first 80 years, we were Springfield Teachers Credit Union, serving the employees of Springfield Public Schools. ​Throughout ​the 2000’s we began to grow, adding new counties eligible for membership each

  • Oakstar Bank
  • 1020 E Battlefield, Springfield, MO, 65807
  • Lends in Missouri
  • OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.

  • Travis Bell Home Loans
  • 3100 S. National, Suite 201, Springfield, MO, 65807
  • Lends in Missouri
  • With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.

  • Paddio
  • 1930 W Bennett St, Suite 100, Springfield, MO, 65807
  • Lends in Missouri
  • Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.

  • BluCurrent Credit Union
  • 1770 W Sunset, Springfield, MO, 65807
  • Lends in Missouri
  • BluCurrent Credit Union is Springfield's largest credit union with over 22, 000 members, 4 branch locations, and over $260 million in assets. We provide access to more than 5, 000 shared branches through our unique CU Service Center affiliation, and nearly 30, 000 free Nationwide ATMs through our CO-OP Network membership.

  • Home Mortgage Group INC
  • 3608 S Campbell Avenue, Springfield, MO, 65807
  • Lends in Missouri
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Great Southern Bank
  • 218 S. Glenstone, Springfield, MO, 65802
  • Lends in Missouri
  • Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.