For 2025, the USDA loan limit in Buffalo, located in Dallas county, MO, is set at $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare the top rates of USDA and FHA loans today. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, guiding you to choose the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The purpose of Lendersa® is to quickly attain the best USDA or FHA loan for you without hassle. Select one of three starting options to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, often called a USDA rural development loan or mortgage. It is exclusively available in rural neighborhoods. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans do not need any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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