USDA and FHA Pro and Con in Buffalo, Dallas County, MO
For 2026, the USDA loan limit in Buffalo, located in Dallas county, MO, is set at $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare the top rates of USDA and FHA loans today. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, guiding you to choose the most suitable program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Buffalo, County of Dallas, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Buffalo, MO
The purpose of Lendersa® is to quickly attain the best USDA or FHA loan for you without hassle. Select one of three starting options to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, often called a USDA rural development loan or mortgage. It is exclusively available in rural neighborhoods. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans do not need any down payment.
O’Bannon Banking Company was incorporated on November 20, 1905 as a Missouri State Bank with a mission of providing banking services with a personal approach to all of our customers, both business and individual. Our mission remains unchanged as we continue to provide "A Tradition of Personal Service” and a wide range of financial products.
AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
"At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank. Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
Our staff is here to greet you with enthusiasm, provide knowledgeable answers to your questions, and offer solutions which make sense. We understand that people are busy with life and don't spend all day dreaming of banking. When you need something, we aspire to make all of these interactions a great experience.
Mid-Missouri Bank is building the community bank of the future in the Ozarks today. It starts with having the best solutions for both personal & business banking. It continues with having the best people, the best facilities & the best customer experiences. Although we were chartered in 1872, we still consider ourselves to be just getting started.
Citizens Bank of Rogersville offers a comprehensive approach to community bank services centered on your needs and aspirations. Our professionals are here to assist you with your financial requirements for both your personal and business needs. This allows us to help you develop solutions that work for you alone.
"Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935. We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."
Since 1933, Foundation Credit Union has been operating within the Springfield community. During our first 80 years, we were Springfield Teachers Credit Union, serving the employees of Springfield Public Schools. Throughout the 2000’s we began to grow, adding new counties eligible for membership each
