USDA and FHA Pro and Con in Lebanon, Laclede County, MO
In 2026, the USDA loan limit for Lebanon in Laclede county, MO, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA vs FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to find which program in best fits your specific financial situation.
2026 loan limits and down payment requirements in Lebanon, Laclede, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan options in Lebanon, MO
Lendersa®'s mission is to secure the best available USDA or FHA loan for you quickly and efficiently. Choose one of three starting options that connect you with matching lenders offering USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.
The Bank of Crocker recognizes e-mail as a simple method of communication and inquiries requiring immediate attention should NOT be sent by e-mail. A Bank representative may not be available to immediately review your message. E-mail messages will not serve as a sufficient method for any requirement imposed on you to provide written notice.
O’Bannon Banking Company was incorporated on November 20, 1905 as a Missouri State Bank with a mission of providing banking services with a personal approach to all of our customers, both business and individual. Our mission remains unchanged as we continue to provide "A Tradition of Personal Service” and a wide range of financial products.
At Progressive Ozark Bank, we understand that how we do things has a tremendous impact, both in the workplace and in our communities. Since Progressive Ozark Bank opened its doors in 1965, our goal has been to offer a friendly, locally-owned banking experience to serve the personal and business banking needs of the people.
5000 Illinois Ave, Bldg 494, Fort Leonard Wood, MO, 65473
Lends in Missouri
Founded in 1954, Infuze Credit Union takes extraordinary pride in our long tradition of serving the financial needs of our members, both military, and civilians. The credit union has grown from providing financial resources to those serving at Fort Leonard Wood, MO, to serving more than 27, 000 members throughout the United States.
Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise
4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065
Lends in Missouri
First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.
4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065
Lends in Missouri
Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.
Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.
HomePride Bank is your hometown bank, offering a full line of consumer and business banking products and services. The Bank of Mansfield, now chartered as HomePride Bank, was established in 1892, and is the oldest business in Mansfield. While our name has changed, our commitment to service has remained the same.
