FHA Vs. USDA loan program for Centralia, Boone County, Missouri

In 2025, USDA loan limit in Centralia, county of Boone, MO is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Centralia, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(320) 968-6300 459 miles Lender's profile and map Reviews Falcon National Bank 183 Cedar Drive, Foley, MN, 56329 At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.
(320) 257-0223 459 miles Lender's profile and map Reviews ONE Mortgage LLC 101 2nd street NW, Avon, MN, 56310 At One Mortgage LLC, our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(205) 375-6261 460 miles Lender's profile and map Reviews West Alabama Bank 509 1st Avenue West, Reform, AL, 35481 Welcome to West Alabama Bank. We’re the hometown Bank for West Alabama, helping people, businesses and our communities grow stronger and better with each day. As a local Bank, we make decisions right here, which means we have the freedom to be creative and flexible in supporting you.
(800) 785-7731 460 miles Lender's profile and map Reviews OHIO HOME FINANCE, Ltd. 5550 Twp Rd 93, Mc Comb, OH, 45858 Ohio Home Finance, our job is to make your application for a VA Home Loan a very easy process. We are looking forward to working with you Our founder, Jeff Vance, Sergeant Army Infantry back in the day has been doing VA loans for over 20 years.Specialists well-known throughout the states of Ohio, Indiana and Michigan.
(402) 387-2381 460 miles Lender's profile and map Reviews West Plains Bank 200 North Main Street, Ainsworth, NE, 69210 West Plains Bank founded as Commercial State Bank opened its doors in Ainsworth on 1913. After a national bank charter was granted on November 1, 1927, the bank changed its name to the Commercial National Bank of Ainsworth The local bank weathered the financial storms of the 20′s, the depression of the 30′s, the hectic periods of both World Wars.
(517) 592-3205 460 miles Lender's profile and map Reviews Bank Michigan 417 S. Main St., Brooklyn, MI, 49230 Bank Michigan originated in 1907 in Onsted, MI. We have since evolved from a one town, one location Bank to three locations, with our Founding Lenawee County office in Onsted, one location in Brooklyn, one in Ann Arbor, servicing customers primarily in these market areas. We are a Community Bank with a team who take the word very serious.
(318) 855-3787 460 miles Lender's profile and map Reviews Bank of Oak Ridge 2360 Tower Dr, Suite 107, Monroe, LA, 71201 Bank of Oak Ridge is a Louisiana chartered bank that began in 1910 and has proudly served Oak Ridge and the surrounding Morehouse and Richland Parish area for over 100 years. We were excited to expand our community banking services into Monroe, LA, by opening a Loan Production Office in June 2016, then converting it to a full-service branch in Sept
(318) 361-9050 460 miles Lender's profile and map Reviews Cross Keys Mortgage 1401 Hudson Ln, Suite 101, Monroe, LA, 71201 At Cross Keys Bank our Mission Statement is simple: “Our mission is to help our customers succeed.” Since our beginning in 1902 we have served the people and the communities of Northeast Louisiana by providing products and customer service as a package. They just go together. For 18 consecutive years, we have received the highest award.
(903) 546-6275 460 miles Lender's profile and map Reviews The First National Bank of Tom Bean 109 S. Britton, Tom Bean, TX, 75489 Established in 1906 we have served the needs of our community for over 100 years. You are not simply customers to us; you are our friends and our family. We have strived to excel at bringing you the financial products and technological advancements to meet your needs while retaining our hometown feel.
(231) 745-4601 460 miles Lender's profile and map Reviews Lake-Osceola State Bank 790 N Michigan Ave., Baldwin, MI, 49304 Lake-Osceola State Bank, a locally-owned community bank, is in the business of successfully providing financial products and services. We will provide Customer Care by determining their needs and striving to exceed their expectations. We will work side by side with the community to support, assist, and promote improvement to our quality of life.
(580) 832-5600 460 miles Lender's profile and map Reviews BANK OF CORDELL 808 N. Glenn English, Cordell, OK, 73632 Bank of Cordell provides banking services to individuals and businesses in Oklahoma. It offers checking, savings, and certificates of deposit accounts. The company’s lending portfolio includes consumer loans, construction loans, residential loans, agricultural loans, commercial loans, small business guaranty loans, business and industry guaranty lo