USDA Loan Vs. FHA loan pro & con Columbia, Boone County, MO

In 2025, USDA loan limit in Columbia, county of Boone, MO is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Columbia, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(720) 464-5343 Lender's profile and map Reviews Metro Mortgage Group LLC 825 E Speer Blvd, Suite 206, Denver, CO, 80218 At Metro Mortgage Group, experience the difference that Genuine personal service makes when buying or refinancing your home. Experience the difference. Extensive knowledge and experience, paired with excellent lender relationships, allows Metro Mortgage Group to offer our clients mortgage solutions that meet their individual needs and goals.
(303) 893-6497 Lender's profile and map Reviews Northstar Mortgage: Phil A. Trujillo 387 Corona St, Suite 563, Denver, CO, 80218 Northstar Mortgage is a mortgage broker firm dedicated not only to provide you with the best combination of service, product, and rates but as well as to work hand in hand with you so we meet your personal goals. With over twenty years of combined mortgage lending experience you are sure to get the best advice to meet your needs.
(303) 223-1880 Lender's profile and map Reviews US Mortgage Solutions 1424 N Clarkson Street, Denver, CO, 80218 Our mission is to serve our customers with pride, honesty, and integrity. Our goal is to provide our clients with very competitive interest rates at a discounted cost. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage. US Mortgage Solutions, LLC is an established Mortgage Broker.
(303) 779-0591 Lender's profile and map Reviews Mortgage Maestro Group 387 North Corona Street, Suite 646, Denver, CO, 80218 At the Mortgage Maestro Group, we are here to help you navigate through the complicated seas of house-hunting to the promised land of home ownership. Whether you are refinancing, a first-time buyer, buying a rental property, or you’re finally ready for your dream home, we have you covered. Let our experts guide you through the maze.
(303) 458-1100 Lender's profile and map Reviews Cardinal Financial Inc 1299 Gilpin Street, Denver, CO, 80218 Cardinal Financial makes many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities as well as loans to settle estates and auction bidding loans. We can commit to a loan.
2064125759 Lender's profile and map Reviews Cardinal Financial 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273 At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality
(855) 462-5268 Lender's profile and map Reviews ALCOVA Mortgage LLC 308 Market Street SE., Roanoke, VA, 24011 "ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. “When I bought my first house, I realized how confusing the mortgage process could be."
(855) 561-4944 Lender's profile and map Reviews Cardinal Financial Company 3701 Arco Corporate Drive, Suite 200, Charlotte, NC, 28273 When we started Cardinal Financial, we set out with the intention of creating a better mortgage experience. We wanted to reimagine and modernize the way home loans are obtained by bringing increased transparency, simplicity, and speed into an industry that has oftentimes lacked all three.
(325) 247-5741 Lender's profile and map Reviews Arrowhead Bank 108 West Sandstone Street, Llano, TX, 78643 Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.
(325) 247-5701 Lender's profile and map Reviews Llano National Bank 1001 Ford Street, Llano, TX, 78643 Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.