USDA Loan Vs. FHA loan pro & con for Ashland, Boone County, MO

In 2025, USDA loan limit in Ashland, county of Boone, MO is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ashland, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(205) 759-7317 467 miles Lender's profile and map Reviews Red Oak Credit Union 1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404 Red Oak Credit Union is owned by the members and managed and operated by a professional full-time staff and a 7-member board of directors. The board of directors are elected by the members and themselves are members. All deposits are insured to at least $250,000 by the National Credit Union Administration.
(334) 215-7328 467 miles Lender's profile and map Reviews Alabama Rural Electric Credit Union 1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404 ARECU started with the dreams of seven in 1969, and in 2020 we are excited to be Alabama Rural Electric Credit Union, a division of Alabama ONE. The merger with Alabama ONE Credit Union in April of 2020 brings a myriad of improved products and services with the added strength of Alabama ONE's legacy of exceptional service.
(205) 759-1595 467 miles Lender's profile and map Reviews ALABAMA ONE 1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404 Alabama ONE was chartered in 1951 as the TRW Federal Credit Union. The name was changed to BF Goodrich Employees Federal Credit Union on July 18, 1973, and remained that through many years of growth and prosperity. In early 2001, BF Goodrich Employees Federal Credit Union was granted the status of a Community Credit Union.
(601) 469-3663 467 miles Lender's profile and map Reviews The Bank of Forest 211 West Third Street, Forest, MS, 39074 Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
(419) 358-8040 467 miles Lender's profile and map Reviews Citizens National Bank. 102 S. Main Street, Bluffton, OH, 45817 Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.
(469) 601-7718 468 miles Lender's profile and map Reviews Bengal Brokerage LLC 2040 West Spring Creek Parkway, Suite 135, Plano, TX, 75023 Bengal Brokerage Llc was founded in 2010, and is located at 2070 W Spring Creek Pkwy in Plano. At Bengal, we pride ourselves on being your ONE STOP SHOP for all your Real Estate and Mortgage needs. Our services include:Real Estate, Mortgage, Investment, Rentals, Property Management.
(888) 274-1145 468 miles Lender's profile and map Reviews Crestway Mortgage Group 3948 Legacy Drive, Suite 157, Plano, TX, 75023 The Crestway Mortgage Group (CMG) as mortgage loan broker acts as an intermediary behalf of individuals or businesses and lenders. As the market for mortgages have become more competitive the role of the mortgage broker has become more popular and essential for those looking for mortgage loan options.
(972) 673-4000 469 miles Lender's profile and map Reviews Benchmark Bank 5700 Legacy Drive, Suite 10, Plano, TX, 75024 Established in 1964 in a small East Texas town, Quinlan State Bank was the long-time dream of retired oil man Bruce Clardy. Clardy served as Chairman of the Board of Quinlan State Bank, located near his ranch about 45 miles east of Dallas, until his grandson and current Chairman Michael A. Barnett took over in 1983.
(972) 447-6373 469 miles Lender's profile and map Reviews The Mortgage Nerd 5550 Granite Parkway, Suite 200, Plano, TX, 75024 Denise Donoghue, known as "The Mortgage Nerd, " is one of Dallas’ top 3% producing mortgage professionals voted by D-Magazine. Her unique financial approach has to do in part of her upbringing and her finance background. As an early teen, Denise began working to help put food on the table and keep the mortgage paid for her family.
(972) 499-5427 469 miles Lender's profile and map Reviews Mortgage Solutions Financial Plano 5212 Tennyson Pkwy, Suite 100, Plano, TX, 75024 Mortgage Solutions Financial offers a comprehensive range of services to help individuals and families procure new homes, refinance their existing mortgages and reduce their monthly payments. We are in your neighborhood, with professional staff that live where you do and who are committed to understanding your needs. With options for direct lending
(972) 715-3392 469 miles Lender's profile and map Reviews Dox Home Lending 7300 Lone Star Drive, Suite C200, Plano, TX, 75024 Dox Home Lending Finding and securing a mortgage with low rates can present unique challenges, and there is no one-size-fix-all solution. You want to overcome those challenges, but you find yourself sifting through hundreds of websites trying to find the best rates with a company that cares about your unique story