USDA and FHA Pro and Con in Ashland, Boone County, MO

In 2025, the USDA loan limit in Ashland, situated in Boone county, MO, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today’s top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA loans, helping you choose the best option for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Ashland, County of Boone, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Ashland, MO

Lendersa® is committed to seamlessly providing you with the best USDA or FHA loan. Choose one of three introductory pathways that connect you to matching lenders and USDA loan programs.

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What Defines a USDA Loan in MO?

A USDA home loan, also recognized as a USDA rural development loan or mortgage, is insured by the Department of Agriculture. It is available exclusively in rural areas, requiring no down payment, contrasting with FHA loans that need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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