USDA Vs. FHA Pro and Con comparison in Crestwood, St. Louis County, MO

For 2025, the USDA loan limit in Crestwood, St. Louis county, MO is $0. Meanwhile, the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to evaluate today’s top USDA vs FHA rates, determining essential income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you select the best option for your financial circumstances in .

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2025 loan limits and downpayment requirements in Crestwood, St. Louis, MO

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Crestwood, MO

The goal of Lendersa® is to provide you with the best USDA or FHA loan swiftly and without any hassle. Select one of three starting paths that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

The USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it is available strictly in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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