USDA VS FHA in Crestwood, St. Louis County, MO

For 2025, the USDA loan limit in Crestwood, St. Louis county, MO is $0. Meanwhile, the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to evaluate today’s top USDA vs FHA rates, determining essential income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you select the best option for your financial circumstances in .

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirements in Crestwood, St. Louis, MO

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Crestwood, MO

The goal of Lendersa® is to provide you with the best USDA or FHA loan swiftly and without any hassle. Select one of three starting paths that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

The USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it is available strictly in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Miners & Merchants Bank
  • 16000 Appalachian Hwy, Thomas, WV, 26292
  • Miners & Merchants Bank was established June 10, 1902 by three local businessmen to serve the Town's merchants and miners. We remain a small local community-centered bank dedicated to customer service with a desire to personally serve our customers. Our customers are people - not just numbers. We are committed to good customer service- that's our g
  • First National Bank of Louisiana
  • 128 North Parkerson Avenue, Crowley, LA, 70526
  • Our solid foundation was established in the 1920s on the strength and stability of the local community of Crowley, Louisiana. Since our inception, we have grown to hold over $537, 000, 000 in assets, ensuring personal service as the cornerstone of all we do. Although we still call the original Crowley Skyscraper home.
  • TAHARRKA ENTERPRISES LLC
  • 5001 COLUMBIA ST, NEW ORLEANS, LA, 70126
  • In addition to conventional commercial financing such as Fannie/Freddie and HUD, we offer creative financing for business owners looking to purchase or get working capital to start or grow a business. We offer creative financing for all industries and verticals and everything is negotiable. Amounts starting at $1M - $1B.
  • Mortgage Tech
  • 3001 Settlers Ct, Murrysville, PA, 15668
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your needs.
  • PREMIER MORTGAGE CONSULTANTS LLC
  • 3134 Lillian Avenue, Murrysville, PA, 15668
  • Premier Mortgage Consultants, LLC, is a Licensed Pennsylvania Mortgage Broker focused on residential mortgage financing. Dave is devoted to building strong relationships with his customers by keeping them informed about their loans. His number one goal is customer satisfaction which he achieves by upholding the highest levels of knowledge
  • Cornerstone Mortgage Solutions
  • 6702-C Plantation Rd, Pensacola, FL, 32504
  • Cornerstone Mortgage Solutions, located in Pensacola FL, has been committed to providing excellent service to our clients with a variety of loan programs and competitive rates for over 10 years! Our outstanding mortgage loan originators will work with you one on one to ensure that you get a financial solution
  • PHB Employees Federal Credit Union
  • 7773 West Ridge Road, Fairview, PA, 16415
  • PHB Employees Federal Credit Union has been providing the products and services needed by its members for their financial security since 1949. Savings products, fee-free checking accounts, ATM and debit cards, direct deposit, payroll deduction, equity loans, auto loans, personal loans for the added expense of new babies or education.
  • Citizens State Bank
  • 1330 W. Commerce Street, Buffalo, TX, 75831
  • Established in 1925, Citizens State Bank serves individuals and businesses in Leon, Freestone, Limestone, Madison, Robertson, Houston, Anderson, Bosque, McLennan, Ellis, Johnson, Hill, Navarro, and Falls counties. Citizens State Bank presently offers products to make banking easier and more convenient for its customers.