USDA Vs. FHA Pro and Con comparison in Webster-Groves, St. Louis County, MO
As of 2025, the USDA loan limit for Webster-Groves within the county of St. Louis, MO stands at $0. Meanwhile, the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast the best available rates for USDA and FHA loans today, identifying what income, credit score, reserves, and documents are necessary for qualification. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in aligns best with your specific financial scenario.
Current Loan Limits and Downpayment Needs for 2025 in Webster-Groves, within St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Alternatives in Webster-Groves, MO
The aim of Lendersa® is to secure the most favorable USDA or FHA loan for you quickly and without complications. Choose from three starting points to link with lenders that provide USDA loan schemes.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also referred to as a USDA rural development loan or USDA mortgage. This loan is strictly available for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
Doches Credit Union is Nacogdoches’ only hometown not-for-profit financial cooperative that provides a full range of financial products and services to Nacogdoches, Shelby, San Augustine and Sabine Counties.
The credit union was chartered on November 7th, 1951 with an original field of membership.
1100 Commerce Street, Suite 615, Dallas, TX, 75242
LibertyOne Credit Union was chartered in 1935 by the State of Texas as Government Employees Credit Union of Dallas and served all U.S. Government employees. We changed our name in 1968 to Dallas Treasury Credit Union to reflect the fact that we began serving only Treasury Department employees. In 2001,
Here at Peoples Bank, we're passionate about helping people. We strive to be exceptional and inspire others to be exceptional too. It's a promise we make to our neighbors, families, local businesses and community.
When you're passionate about people like we are, you start to see the extraordinary in everyone.
Texas Security Bank's mission is to Elevate the Champions of Free Enterprise.
The way we see it, our best asset is you.
Being an independent bank gives us a different perspective. Most banks are institutional. We're entrepreneurial. We're not another branch of another mega bank.
We're part of this community
HomeBank Texas is a full service financial institution with offices located in Dallas, Rockwall & Seagoville. Formerly known as Seagoville State Bank, we were founded in 1952 by W.A. Waldrop. The Bank was located in the Downtown Seagoville area where a tradition of serving our community & customers with courtesy & genuine concern was established.
Seagoville Federal Credit Union was founded February 14, 1949. We offer Savings, Checking, and Christmas Club accounts as well as a variety of loans including Vehicles, ATVs, Boats, RVs, Personal, Share Secured & more. We cater to government employees and their families in the Seagoville area.
8787 N Stemmons Freeway, Suite 185, Dallas, TX, 75247
The Local FCU is non-profit financial cooperative. When you join the credit union, you become a shareholder, or part "owner", of a very unique financial institution. Earnings above the required reserves are returned to you in the form of lower interest rates on loans and competitive dividends on savings.
8200 Brookriver Drive, Suite N 110, Dallas, TX, 75247
Metro Medical Credit Union was founded in 1965 by the employees of the Dallas County Hospital System, now known as Parkland Health & Hospital System. Today, at 56 years of dedicated service, Metro Medical serves approximately 7, 000 members in two convenient locations and holds over $88 million in assets.
1140 Empire Central Drive, Suite 245, Dallas, TX, 75247
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
Resolution Capital offers a full line of mortgage products to meet your needs. Whether you're buying a home, refinancing or need cash for debt consolidation or home improvement, we'll work hard to find the right loan for you.We have a strong and genuine belief in the "customer for life" principle of doing business: this is our number goal.
