USDA VS FHA in Webster-Groves, St. Louis County, MO

In 2025, USDA loan limit in Webster-Groves, county of St. Louis, MO is $0 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Webster-Groves, county of St. Louis, MO

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Webster-Groves, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Citizens State Bank
  • 1238 Broad St, New Castle, IN, 47362
  • Our mission is to help our clients, co-workers, and communities succeed. Decisions are made locally. Deposits made with us stay in our communities, becoming funds for the loans and donations that fuel local economic development. Citizens State Bank is a fourth-generation family-owned community bank.
  • First Bank of Highland Park
  • 1835 First Street, Highland Park, IL, 60035
  • As a privately owned Bank, our business with you is personal. We focus on building long term relationships with Clients who are making decisions that work for the current fiscal year and the next generation. Our mission is to provide our Clients with exceptional service coupled with competitive products without bureaucracy.
  • LaPorte Community Federal Credit Union
  • 1800 E Lincolnway, La Porte, IN, 46350
  • LaPorte Community Federal Credit Union has been serving in the community since 1937 when it began as The Allis Chalmers Credit Union. Membership was composed solely of Allis Chalmers workers and their families. Credit union business was conducted in a small office located inside the Allis Chalmers plant. As times, neighborhoods and employment
  • Lake Forest Bank & Trust Company, National Association
  • 727 N. Bank Lane, Lake Forest, IL, 60045
  • Lake Forest Bank & Trust Company is a true community bank. Our promise is to provide customers with good old-fashioned personal service and a broad range of quality financial products. Being a locally controlled and managed bank gives us the unique ability to make decisions more quickly and to provide more customized services.
  • DIAMOND RESIDENTIAL MORTGAGE CORPORATION
  • 582 Oakwood Ave, Lake Forest, IL, 60045
  • Diamond Residential Mortgage is committed to helping our customers find the right mortgage product for their needs. We understand every borrower is different and we offer a wide variety of products to meet individual requirements. We make the process of securing a mortgage simple and straightforward by offering the latest financial tools.
  • Via Credit Union
  • 4505 South Adams Street, Marion, IN, 46953
  • Via Credit Union has six branches in Marion, Gas City, Hartford City and Warsaw with two ATM only locations in Upland and IWU Student Center. Anyone living or working in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash or Wells County in Indiana can take advantage of ViaCU's products and services!
  • Logan County Bank
  • 524 Main Street, Scranton, AR, 72863
  • Since 1926, Logan County Bank has been serving our local communities. We take pride in knowing our customers and meeting their financial needs.We have two locations. The original bank located in Scranton, AR was built in 1913. It has changed over the years, starting out as the bank, drugstore, post office, and doctor’s office.
  • Libertyville Bank & Trust Company, National Association
  • 507 N. Milwaukee Ave., Libertyville, IL, 60048
  • Libertyville Bank & Trust, along with our community banks in Wauconda, Gurnee, Mundelein, Island Lake and Vernon Hills, is the #1 bank in the area, thanks to the confidence and trust that our customers and the community have placed in us. We are dedicated to providing great accounts and outstanding personal service without the costs.
  • Great Lakes Home Mortgage
  • 1860 West Winchester Road, Suite 102, Libertyville, IL, 60048
  • Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business. Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans, FHA or VA loans
  • PrimeTrust Federal Credit Union
  • 3700 West Bethel Avenue, Muncie, IN, 47304
  • For over 80 years, PrimeTrust has been giving its members just that - a place to turn to for all their financial needs; a place that is friendly & treats them with respect. As a member of the Better Business Bureau, PrimeTrust is able to meet this need. PrimeTrust, the largest credit union based in Muncie & the 27th largest in the State of Indiana.