USDA and FHA Pro and Con in Des-Peres, St. Louis County, MO

As of 2025, the USDA loan limit in Des-Peres, situated in St. Louis county, MO, is $0. For a single-family home, the FHA loan limit is $356,362.

Take advantage of the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. Determine the income, credit score, reserves, and documentation required to qualify successfully. Our advanced mortgage calculator allows you to view and evaluate USDA, FHA, Conforming, and VA loans side by side, helping you make an informed decision on which program in Alabama is ideally suited to your individual financial needs.

Explore loan proposals from 100 different lenders

Review of 2025 Loan Limits and Down Payment Requirements in Des-Peres, St. Louis County, MO

Loan Type Loan Limit Minimum Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Des-Peres, MO

The mission of Lendersa® is to help you secure the most appropriate USDA or FHA loan quickly and stress-free. You can start by selecting one of three initial pathways, each designed to match you with lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding What USDA Loans Are in MO

A USDA home loan is guaranteed by the United States Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, making it available exclusively to those residing in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment, making it a feasible option for many.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage One of the South Inc
  • 15 North Eglin Parkway, Fort Walton Beach, FL, 32548
  • At Mortgage One, we are driven to exceed our client's expectations. Our #1 goal is to facilitate the "American Dream" of homeownership. Our local and friendly team prides itself on providing a professional, seamless transaction with the utmost integrity and knowledge. Mortgage One is not just our name, it is the way we do business
  • The First National Bank of Jeanerette
  • 1331 Main Street, Jeanerette, LA, 70544
  • The First National Bank is committed to the families and businesses of our communities through tailored financial solutions, service and responsiveness. Finance your needs backed by the savings you've already established with us. Best of all, your savings remain intact, and incurring interest.
  • Community First Bank
  • 1101 East Admiral Doyle Dr, New Iberia, LA, 70560
  • Community First Bank resolves to be a high performance company by attracting customers with competitive products but retaining them by far exceeding their service expectations. We will provide our Bankers with an enriching and fulfilling environment in order to create added value for long term customer.
  • All-State Credit Plan, LLC
  • 1112 Center Street, New Iberia, LA, 70560
  • Since 1981, All-State Credit Plan, has been helping individuals with financial assistance when they need it by providing consumer loans. One of our goals is to get you the money you need when you need it. With Over 20 Locations in South Louisiana & Mississippi We’re Sure to Have One Near You. Most Loans are Approved Within 1 Hour.
  • KGC Federal Credit Union
  • 778 Beatty Avenue, Knox, PA, 16232
  • KGC Federal Credit Union is a member-owned, non-profit financial institution dedicated exclusively to serving the needs of our members. Because we are a non-profit organization, we strive to provide higher yields on savings and lower rates on loans. Decisions are made by our Board of Directors, elected by our membership.
  • Southern Bank
  • 855 North Liberty Street, Waynesboro, GA, 30830
  • We were founded by people who wanted to offer a better banking experience—one with the technical prowess of a big bank and the personal service of a community bank. The Southern Bank blends those two experiences into one, with business-minded bankers delivering big-bank technology without losing the warmth and classic
  • The First National Bank of Waynesboro
  • 626 North Liberty Street, Waynesboro, GA, 30830
  • The mission of First National Bank of Waynesboro is to be the most innovative, trustworthy, friendly financial institution with the community’s interests at heart. First National Bank of Waynesboro strives to inform, educate, & develop the most up to date technology & services for all customers’ financial needs in Burke County & surrounding areas.
  • NAS JRB Credit Union
  • 400 Russell Avenue, Building 509, New Orleans, LA, 70143
  • NAS JRB Credit Union was founded in 1948 and is a state chartered, not for profit entity. Offering many financial services and always there for their membership and community with two locations in Plaquemines Parish. Our members are the reason we do what we do! Federally insured by NCUA.