USDA Vs. FHA Pro and Con comparison in Des-Peres, St. Louis County, MO
As of 2025, the USDA loan limit in Des-Peres, situated in St. Louis county, MO, is $0. For a single-family home, the FHA loan limit is $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. Determine the income, credit score, reserves, and documentation required to qualify successfully. Our advanced mortgage calculator allows you to view and evaluate USDA, FHA, Conforming, and VA loans side by side, helping you make an informed decision on which program in Alabama is ideally suited to your individual financial needs.
Review of 2025 Loan Limits and Down Payment Requirements in Des-Peres, St. Louis County, MO
Loan Type
Loan Limit
Minimum Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Des-Peres, MO
The mission of Lendersa® is to help you secure the most appropriate USDA or FHA loan quickly and stress-free. You can start by selecting one of three initial pathways, each designed to match you with lenders and suitable USDA loan programs.
A USDA home loan is guaranteed by the United States Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, making it available exclusively to those residing in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment, making it a feasible option for many.
The First Bank of Pike has been serving the people of Pike County since 1901. It received its charter in September of that year as the “Bank of Molena” when a group of local citizens worked together to buy out the Molena branch of the Barnesville Savings Bank. Those original stockholders are names still familiar to the people of Molena.
Pine Belt Federal Credit Union is a members-focused institution located in Hattiesburg & New Augusta, MS, dedicated to helping you save money and meet your financial goals. Applications for loans and membership can be filled out online quickly and easily! We offer savings accounts, loans, no-cost notary services, 24-hour ATM access, and much more!
CenturyFirst Federal Credit Union is a full service not-for-profit financial institution that is owned by the members it serves. We are dedicated to providing a wide variety of services, all with competitive rates and fees for the members we serve. We have a large group of sponsors that includes not only The University of Southern Mississippi.
618 Campbell Loop, Suite 10, Hattiesburg, MS, 39401
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.
Tyler City Employees' Credit Union is a full-service, not-for-profit cooperative financial institution that began in August of 1953. It was formed for the purpose of encouraging savings by offering a good rate of return, using collective moneys to make loans at competitive, low rates and providing other useful financial resources
Cooperative Teachers Credit Union (CTCU), our mission is to be a thriving cooperative financial institution that helps our members achieve their goals by offering comprehensive financial products and services which they can receive in-person, online, or wherever they may be. Since 1953, we have committed ourselves to consistently serve our members.
Greenville Federal Credit Union is a community-responsible financial institution providing the highest quality of service and financial education to all our member-owners. We build member prosperity by providing access to affordable financial services. Headquartered in Greenville, South Carolina, Greenville Federal Credit Union was founded in 1968
