As of 2026, the USDA loan limit in Des-Peres, situated in St. Louis county, MO, is $0. For a single-family home, the FHA loan limit is $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. Determine the income, credit score, reserves, and documentation required to qualify successfully. Our advanced mortgage calculator allows you to view and evaluate USDA, FHA, Conforming, and VA loans side by side, helping you make an informed decision on which program in Alabama is ideally suited to your individual financial needs.
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| Loan Type | Loan Limit | Minimum Down Payment | |
| USDA | $0 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to help you secure the most appropriate USDA or FHA loan quickly and stress-free. You can start by selecting one of three initial pathways, each designed to match you with lenders and suitable USDA loan programs.
A USDA home loan is guaranteed by the United States Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, making it available exclusively to those residing in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment, making it a feasible option for many.
Enter your location to find out if it qualifies for USDA rural housing loan?
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