USDA Vs. FHA your options comparison in Glasgow-Village, St. Louis County, MO

In 2025, the USDA loan cap in Glasgow-Village, located in the county of St. Louis, MO, is $0, while the FHA cap for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess the current top rates for USDA and FHA options, as well as to evaluate the required income, credit score, reserves, and necessary documentation for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the best program in for your financial circumstances.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Glasgow-Village, County of St. Louis, MO

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Glasgow-Village, MO

The objective of Lendersa® is to secure the optimal USDA or FHA loan for you quickly and seamlessly. Choose from three initiation points to connect with matching lenders and USDA loan solutions.

Lendersa USDA loan request and matching results

What is a USDA Loan in MO?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is provided with a government guarantee from the Department of Agriculture, intended exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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